What Is A Payday Loan

Payday Loans

Struggling with out-of-the-blue expenses but payday seems an eternity away? Apply online for a fast-approved, secure payday loan with WeLoans. Get payday loans easily and quickly even with your so-so or bad credit history!

How Much Do You Need?

Get StartedWant to borrow more than $5,000? Click here!

What Is A Payday Loan?

A payday loan, also known as a cash advance loan, is a small-dollar, short-term loan to be repaid when you get your next paycheck. It presents people in a financial bind with a safe and convenient solution to cover shortfalls in cash and expenses that are unexpected, urgent, and unavoidable, say medical bills.

3 Easy Steps to Get Cash From Trusted Direct Lenders

Fill out a form

Simply fill out and submit the online application form which requires your personal and financial data. It only takes 3 minutes to complete. WeLoans will then distribute your request to our network of lenders.

Accept an Offer

WeLoans's potential payday lenders will, give you their offers including loan terms and conditions, interest rates, loan length, etc. Compare the loan offers and try to select the best deal.

Get your money

As soon as the deal is finalized, the funds will be deposited into your account.

Why Should You Choose WeLoans in Lieu of Other Lenders?

WeLoans is the ultimate solution for your financial emergencies that ties you over until your next payday.

  • Competitive interest rates and flexible terms

    As Weloans provides access to a wide range of lenders, comparing rates becomes a cinch. They also come with flexible terms for you to explore. You'll find the best deal effortlessly.

  • Quick Lender Approval & Funding

    Aside from ensuring super-fast approvals from direct lenders, they proudly offer quick fund transfers to cover your emergency, getting your cash deposited into your bank account directly in as little as 24 hours.

  • Even bad credit considered

    WeLoans can offer you the opportunity that you were denied elsewhere due to bad credit history. At WeLoans, a large pool of potential lenders will still consider and approve your application irrespective of your credit score.

  • Convenience & availability

    Our lenders will approve and transfer the funds online and outside of regular business hours, saving you the hassles of visiting brick-and-mortar payday loan stores and waiting in long lines.

  • Extensive networks of reliable online lenders

    WeLoans connects you with dependable, ethical direct lenders who offer responsible payday loans at a good value. More potential lenders often translate to higher chances of securing a loan that most suits your needs.

  • Privacy and security

    WeLoans adheres to all privacy regulations and employs next-gen encryption technologies to prevent data breaches. Both your personal and financial information is kept confidential and safe here.

What Are Payday Loans Used For?

If you’re hit with unplanned expenses, you may find yourself in a dire need of short-term funding. WeLoans will really be a lifesaver before your next payday rolls around. We help you borrow money instantly to cater to the following needs:

  • Medical debt
  • Home repairs
  • Car bills
  • Rents
  • Shopping sprees

Eligibility for an Online Payday Loan

To be eligible for payday loans, you're expected to meet the following criteria:

  • Be 18 years old or older
  • Be a U.S. citizen
  • Have an active bank account
  • Have a valid ID
  • Have a reliable source of income

How Much Money Can I Get?

At WeLoans, you'll receive different decisions from various payday lenders. The amounts you can get from them may vary, but basically, are all determined by state regulations as well as some financial factors such as your income and affordability. The payday loans can range from $100 to $1,000.

Explore Other Online Loan Options Now

When cash is the problem, WeLoans is the solution. Other than payday loans, we can also help you take out other types of online loans to survive a financial emergency.

  • Installment Loans

    Installment loans are quite useful for short-term financing. By spreading your debt out over some time, you can reduce your financial stress and anxiety. Requesting and getting funded take little time as well.

  • Same Day Loans

    When you find yourself in a financial fix and have to take care of an emergency, you want financial assistance as soon as possible. That's where same-day loans come in. Apply today and you can get approvals quickly.

  • Title Loans

    Strapped for cash? Consider using your car title as a collateral. Who knows? You may get a sizable wad of cash with it! Your credit score isn't a big factor in getting a car title loan. So, even if you don't have perfect credit, it's fine.

  • Personal loans

    Personal loans can be your saving grace when you are cornered into a financial tight spot. They can be used for nearly anything like consolidating your debts, starting a business, and more! The biggest plus? You can get up to $35,000.


  • 1. Is it possible for me to be declined a loan?

    In most cases, people were denied a loan only because they provided wrong information, failed to provide proof of employment, or had no checking account.

  • 2. How can I repay the loans?

    Most online lenders allow you to repay by cash, by a debit card, by automatic debit payments, or by a post-dated cheque.

  • 3. How to increase the odds of getting loan approval?

    First and foremost, never tell anything untruthful to your lenders. Then, be realistic about the loan amount you can repay over time. And last, fill out the application carefully and correctly.

  • 4. How quickly can I get the money?

    Typically, once your payday loan is approved, the money will be deposited directly into your bank account as soon as the next business day.

  • 5. What is the number of cash advances that I can get?

    Nowadays, people are permitted by law to obtain a second loan or cash advance although they already had one. But this doesn’t mean any lender will give you a second loan.

  • 6. Can I apply for loans with bad credit?

    Yes. WeLoans will assist you in finding lenders who are willing to approve your loan requests regardless of your credit history.

  • 7. What are the minimum and maximum amounts I can borrow?

    You can borrow as much as $5,000 or only $50 until your next payday. How much you can borrow mostly depends on your financial situation.

With WeLoans, You'll Never Run Out of Money

Never settle for those undesirable payday loan offers! Get yourself a mouth-watering, obligation-free quote from WeLoans this instant!

Apply now