Payday Loans in Hawaii (HI)

Recognized as a highly professional online loan broker in the USA, Weloans has established close connection with a long list of lenders for payday loans in Hawaii. Find more details below.

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    15 Best Payday Loans & Cash Advance in Hawaii (HI)

    Here we collect detailed infos regarding a list of payday loan lenders in Hawaii. Hit on the button below to get a quote now.

    • 5.0
      AllStarAllStarAllStarAllStarAllStar
      (498)
      • Address:
      • 1419 Dillingham Blvd, Honolulu, HI 96817, United States
      • Phone:
      • +1 808-848-2435
      • Open hours:
    • 4.9
      AllStarAllStarAllStarAllStarHallStar
      (466)
      • Address:
      • 435-B, Atkinson Dr, Honolulu, HI 96814, United States
      • Phone:
      • +1 808-946-2435
      • Open hours:
    • 5.0
      AllStarAllStarAllStarAllStarAllStar
      (279)
      • Address:
      • 1600 Kapiolani Blvd #633, Honolulu, HI 96814, United States
      • Phone:
      • +1 808-447-1850
      • Open hours:
    • 4
      4.9
      AllStarAllStarAllStarAllStarHallStar
      (388)
      • Address:
      • 96 N Market St, Wailuku, HI 96793, United States
      • Phone:
      • +1 808-242-5555
      • Open hours:
    • 5
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (224)
      • Address:
      • 200 Kanoelehua Ave, Hilo, HI 96720, United States
      • Phone:
      • +1 808-933-4700
      • Open hours:
    • 6
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (218)
      • Address:
      • 94-539 Puahi St, Waipahu, HI 96797, United States
      • Phone:
      • +1 808-348-5287
    • 7
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (214)
      • Address:
      • 719 Kamehameha Hwy Ste A101, Pearl City, HI 96782, United States
      • Phone:
      • +1 808-455-3500
      • Open hours:
    • 8
      4.9
      AllStarAllStarAllStarAllStarHallStar
      (268)
      • Address:
      • 91-600 Farrington Hwy, Kapolei, HI 96707, United States
      • Phone:
      • +1 808-215-0208
      • Open hours:
    • 9
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (205)
      • Address:
      • 87-860 Farrington Hwy #87, Waianae, HI 96792, United States
      • Phone:
      • +1 808-668-2000
    • 10
      4.9
      AllStarAllStarAllStarAllStarHallStar
      (253)
      • Address:
      • The Market Place at Kapolei, 590 Farrington Hwy Ste 502, Kapolei, HI 96707, United States
      • Phone:
      • +1 808-674-2738
      • Open hours:
    • 11
      4.9
      AllStarAllStarAllStarAllStarHallStar
      (174)
      • Address:
      • 5565 Luhia St., #74, Suite C1B, Kailua-Kona, HI 96740, United States
      • Phone:
      • +1 808-329-9911
      • Open hours:
    • 12
      4.9
      AllStarAllStarAllStarAllStarHallStar
      (95)
      • Address:
      • 91-1001 Kaimalie St Ste 104, Ewa Beach, HI 96706
      • Phone:
      • (808) 215-0199
      • Open hours:
    • 13
      4.9
      AllStarAllStarAllStarAllStarHallStar
      (89)
      • Address:
      • 360 Papa Pl Ste F, Kahului, HI 96732, United States
      • Phone:
      • +1 808-877-4711
    • 14
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (80)
      • Address:
      • 98-199 Kamehameha Hwy, Aiea, HI 96701, United States
      • Phone:
      • +1 808-488-2274
      • Open hours:
    • 15
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (58)
      • Address:
      • 320 Ohukai Rd STE 413, Kihei, HI 96753, United States
      • Phone:
      • +1 808-891-9292
      • Open hours:
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    Hawaii Payday Loans Regulations

    • Loan Amount (max)

      $600

    • Loan Term (max)

      32 days

    • Finance Charges

      15% of the amount advanced; <$17.65 for $100

    • APR
      460%

    According to regulations in Hawaii, payday loans are Legal.The interest rate can be 460%.You can borrow $600 at most.0 rollovers are allowed. Finance charges is 15% of the amount advanced; <$17.65 for $100. All borrowers must repay the full amount within 6 years (from the last payment).

    Maximum Payday Loan Term in Hawaii

      • The minimum loan term for payday loans in Hawaii is not limited, and one is given a maximum repayment term of 32 days.
      • No rollovers are given; the loan amount should be paid back in due time. 

    Payday Loan Amount You Can Borrow in Hawaii

      • A person can borrow up to $600 taken from a single lender in Hawaii.
      • Borrowers are not allowed to have an outstanding loan.

    Interest Rates, Fees & Other Charges in Hawaii

    Traditionally, payday loan lenders in Hawaii charged APR of up to 460% and it was regulated that finance charges should be 15% of the amount advanced and cannot exceed $17.65 per $100.

    However, as per the latest restrictions on payday loan rates, interest rates on payday loans will be capped at 36% within the state. Payday lenders are now permitted to collect a monthly fee of up to $35 based on the amount of the loan.

    According to the Bill that took effect on January 1, 2022, “the average Hawaii payday borrower incurs $529 in fees to borrow $300 over five months”. 

    How Much Does a $100 Payday Loan Cost in Hawaii?

    With a 14 days term:

    APR: 460%

    Loan cost: $100*460%*(14/365) = $17.5

    To return: Principal + Loan cost = $100+$17.5 = $117.5

    Consumer Information

      • In the event that a borrower is unable to repay on time, a lender is banned from taking any criminal action against them. Exclusions apply when a person intentionally shuts the account before the loan is repaid or instructs the bank to cease the repayment.
      • A single NSF collection fee of no more than $20 is allowed under state law.

    The Department of Commerce and Consumer Affairs is in charge of all concerns relating to payday lending in the state of Hawaii. There should be a place where all inquiries and complaints may be handled.

    Get Hawaii Payday Loans by Cities

    We have listed main cities in Hawaii below. Click on the city to get more detailed infos about payday loan lenders to your needs.

    View More Cities →

    Hawaii Payday Loan Calculator

    Find out the amount of money you're going to pay for a Hawaii payday loan easily with the calculator below.

    Estimated Payment

    $ null

    • Total Principal Paid:$ 1,000.00
    • Finance charge:$ 255.62
    • APR: 311.00 %

    Payment Breakdown

    Nearby Payday Loans in Hawaii

    PENNYMAC
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