Payday Loans in Wyoming (WY)

Being a highly professional online loan broker in the United States, Weloans partners with lenders with good reputation for payday loans in Wyoming. Find more details on this page.

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    15 Best Payday Loans & Cash Advance in Wyoming (WY)

    Here we show you detailed infos in regard to a bunch of payday loan lenders in Wyoming. Click below to get more information.

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    Wyoming Payday Loans Regulations

    • Loan Amount (max)

      $Not specified

    • Loan Term (max)

      1 month

    • Finance Charges

      $30 (or 20% per month)

    • APR
      261%

    According to regulations in Wyoming, payday loans are Legal.The interest rate can be 261%.You can get payday loans of $Not specified at most.0 rollovers are allowed. Finance charges is $30 (or 20% per month). People who borrow payday loans must payback the due amount within 10 years (from the last payment).

    Is There a Specified Maximum Amount in Wyoming?

    No. Wyoming does not put a ceiling on the loan amount people can borrow. Also, there is no limit to how many loans a person may apply for.

    How Wyoming Regulates Rates, Fees and Other Charges?

    Interest rates in Wyoming aren't subject to any restrictions. Payday loans in Wyoming can come with an APR of 261%. The maximum payday loan charges in Wyoming have been capped at $30 or 20% per month.

    How Is the APR Calculated For a $100 Payday Loan in Wyoming?

    If the term is 14 days

    Interest Rate (APR): 261%*

    Loan Cost: $100*261%*(14/365)=$10

    To Return: Principal+Loan Cost=$100+$10=110

    What Are the Maximum Term for a Payday Loan in Wyoming?

    A payday loan can be taken for a maximum of 10 weeks. Loans can be rolled over if the term does not exceed 10 weeks.

    Consumer Information

    Attention!

    Since July 2020, as permitted by the Consumer Financial Protection Bureau (CFPB), lenders are no longer required to verify if a borrower can repay the loan. Before taking out payday loans,

    • access your current financial situation to see if you have the ability to meet your financial obligations. Default payment penalties can throw you into a never-ending cycle of debts.
    • Lenders are prohibited to take any criminal actions against borrowers.
    • Borrowers are forbidden to secure a payday loan from another lender to repay the loan to the previous lender.
    • Lenders must provide a repayment plan every 12 months that allows borrowers to repay the loans in 4 installments over 60 days, if the borrower requests one.
    • Borrowers cannot refinance a payday loan into another payday loan.

    If you want to find more details about payday lenders in Wyoming, visit the Wyoming Division of Banking.

    To file a complaint online, go to the page of the Attorney General’s Consumer Protection Unit.

    Obtain Wyoming Payday Loans by Cities

    Following is a group of main cities in Wyoming below. Click the city to get more detailed infos about payday loan lenders according to your requirement.

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    Wyoming Payday Loan Calculator

    Find out the amount of money you're going to pay for a Wyoming payday loan easily with the calculator below.

    Estimated Payment

    $ null

    • Total Principal Paid:$ 1,000.00
    • Finance charge:$ 255.62
    • APR: 311.00 %

    Payment Breakdown

    Nearby Payday Loans in Wyoming

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