Payday Loans in Indiana (IN)

Are you strapped for cash these days? We have listed all trustworthy lending institutions in Indiana for your reference. Just look over the list and pick out the one that offers you financial help.

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      Personal Loans
      4.9
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      • Loan amount up to $35000
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      Bad Credit Loans
      4.8
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      • Ideal for borrowers with bad credit
      • No collateral needed
      • Flexible repayment terms
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    15 Best Payday Loans & Cash Advance in Indiana (IN)

    We present you with a list of all lenders who can give you fast money in Indiana. To get the financial help, simply have a check and see whether these lenders meet your financial needs.

    • 5.0
      AllStarAllStarAllStarAllStarAllStar
      (426)
      • Address:
      • 302 E Lewis and Clark Pkwy Suite 219, Clarksville, IN 47129, United States
      • Phone:
      • +1 812-258-9700
      • Open hours:
    • 4.9
      AllStarAllStarAllStarAllStarHallStar
      (552)
      • Address:
      • 1362 S 10th St, Noblesville, IN 46060, United States
      • Phone:
      • +1 317-662-2267
      • Open hours:
    • 4.9
      AllStarAllStarAllStarAllStarHallStar
      (386)
      • Address:
      • 3376 W 10th St, Indianapolis, IN 46222, United States
      • Phone:
      • +1 317-685-8017
      • Open hours:
    • 4
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (272)
      • Address:
      • 1262 E Tipton St, Seymour, IN 47274, United States
      • Phone:
      • +1 812-405-2198
      • Open hours:
    • 5
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (260)
      • Address:
      • 5201 Thompson Rd Ste 5203, Indianapolis, IN 46237, United States
      • Phone:
      • +1 317-786-5815
      • Open hours:
    • 6
      4.9
      AllStarAllStarAllStarAllStarHallStar
      (246)
      • Address:
      • 54505 26th St Suite F, South Bend, IN 46635, United States
      • Phone:
      • +1 574-273-2300
      • Open hours:
    • 7
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (190)
      • Address:
      • 1820 25th St, Columbus, IN 47201, United States
      • Phone:
      • +1 930-200-0499
      • Open hours:
    • 8
      4.9
      AllStarAllStarAllStarAllStarHallStar
      (230)
      • Address:
      • 279 E Coliseum Blvd, Fort Wayne, IN 46805, United States
      • Phone:
      • +1 260-247-6000
      • Open hours:
    • 9
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (183)
      • Address:
      • 3152 S Western Ave Unit A, Marion, IN 46953, United States
      • Phone:
      • +1 765-664-8853
      • Open hours:
    • 10
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (181)
      • Address:
      • 640 S U.S Hwy 31 South, Greenwood, IN 46143, United States
      • Phone:
      • +1 317-884-3560
      • Open hours:
    • 11
      4.8
      AllStarAllStarAllStarAllStarHallStar
      (297)
      • Address:
      • 6124 Broadway, Merrillville, IN 46410
      • Phone:
      • (219) 980-0900
      • Open hours:
    • 12
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (177)
      • Address:
      • 1091 W Eads Pkwy, Lawrenceburg, IN 47025, United States
      • Phone:
      • +1 812-537-9900
      • Open hours:
    • 13
      4.9
      AllStarAllStarAllStarAllStarHallStar
      (218)
      • Address:
      • 3835-3837 Moller Rd, Indianapolis, IN 46254, United States
      • Phone:
      • +1 317-291-6025
      • Open hours:
    • 14
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (175)
      • Address:
      • 3322 John A Williams Blvd, Bedford, IN 47421, United States
      • Phone:
      • +1 812-278-8527
      • Open hours:
    • 15
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (171)
      • Address:
      • 10625 Pendleton Pike Ste A-10, Indianapolis, IN 46236, United States
      • Phone:
      • +1 317-823-0794
      • Open hours:
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    Indiana Payday Loans Regulations

    • Loan Amount (max)

      $550 or 20% of gross income

    • Loan Term (max)

      Not specified

    • Finance Charges

      <$250 loan amont = 15% fee $250 - $400 loan amount = 13% fee $400 - $550 loan amount = 10% fee

    • APR
      382%

    Industry regarding payday loans in Indiana is Legal. The law imposes a $550 or 20% of gross income amount limit offered by the lenders. Lenders in this state can offer a payday loan for a period of not longer than Not specified. The maximum finance charge is <$250 loan amont = 15% fee $250 - $400 loan amount = 13% fee $400 - $550 loan amount = 10% fee, and the APR is 382%.0 rollovers are allowed.There are 1 loan from 1 lender, 2 loans in total cooling-off periods between two consecutive loans. The amount of unfinished loans shoud be less than 1 loan from 1 lender, 2 loans in total.

    What Is the Loan Amount in Indiana?

    • A small loans’ principal amount is equal to or more than $50 but also less than 550 dollars according to the Indiana law. (IC 24-4.5-7-104 Small loan)

    How Does Indiana Regulate the Finance Fees?

    The laws in Indiana also regulate finance fees which are collected from the borrowers.

    • Under these laws, the charge for a loan is not allowed over 15% by lenders.
    • The finance fee is prohibited to be more than 10% if a loan reaches $401 to $550; the finance fee must be not greater than 13% with a $251 to $ 400 loan, $0 to $250 loans are mostly charged the maximum amount - 15%.

    What Is the Cost for a $100 Payday Loan in Indiana?

    Suppose that the minimum term is 14 days:

    APR: 391%

    Loan cost: $30

    To return: $230

    Cost calculation

    15% of $200=$30

    The Terms for Payday Loans in Indiana

    • A certain maximum loan term is not set, but payday loans in Indiana must be paid back in a period of over two weeks (14 days) under the law.
    • In general, if borrowers can’t repay the loans in time, rollovers are forbidden but 3 extensions are accessible to them. Borrowers can get an extended repayment plan without any fees not agreed from the start after the end of these extensions’ period.
    • Only after 7 days counting from the last 6 consecutive loans can borrowers get another payday loan.

    Consumer Information

    Verify lenders’ license - extranet.dfi.in.gov

    Attention

    Since July 2020, borrowers’ ability to repay a loan will not need to be checked by lenders. In order not to fall into a debt trap, you should carefully evaluate your financial situation. CFPB changed the rule.

    • Lenders can only receive 1 non-sufficient funds fee less than $20 with a loan from borrowers.
    • Indiana forbids any criminal actions against borrowers.

    For the sake of preventing any violations from lenders as well as to protect the residents of the state, payday lending businesses are rigorously monitored in the state of Indiana. If lenders commit a violation, they will be held liable and can’t collect any payments in the future, maybe they need to pay a fine of $1000 for a violation or both under the law.

    Search for Payday Loans in Indiana by Prime Cities

    To locate an online payday loan in Indiana, the most convenient way is working with WeLoans. Just click on your target city below. Our full-scale details will allow you to make the best deal!

    View More Cities →

    Calculator for Indiana Payday Loans Estimate

    Utilize the calculator below to keep yourself informed about the estimated total costs of a payday loan in Indiana.

    Estimated Payment

    $ null

    • Total Principal Paid:$ 1,000.00
    • Finance charge:$ 255.62
    • APR: 311.00 %

    Payment Breakdown

    Indiana Payday Loans Nearby

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    AllStarAllStarAllStarAllStarHallStar
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    AllStarAllStarAllStarAllStarHallStar
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    World Finance
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