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Quick Loans

Secure quick loans up to $5k as soon as the following business day through WeLoans partner lenders!

How Much Do You Need?

$2,500
$2,500
Get StartedWant to borrow more than $5,000? Click here!

What is A Quick Loan?

If you are cash-strapped and need cash in a hurry, the bank is not an option. They'd snuff all the remaining strength in you with numerous paperwork to fill and long waiting times at the customer support stand. A good alternative is quick loans.

Quick loans are short term loans that are easy and quick to process. Quick or fast loans are mostly unsecured and therefore do not need any form of collateral to process. Once approved, you can get funded within the week.

WeLoans partner lenders on the other hand can fund you as soon as the next business day. However, the exact time you receive the loan may depend on your bank's deposit processing speed amongst a few other external factors.

How Can I Get Emergency Money Fast?

The most common options people are willing to explore when they are in financial emergencies are banks and family or friends. But what other options do you have if these are not available? What if the bank doesn 't approve your loan request or you simply don't want some nosy relative involved in your business.

Approach direct lenders or loan brokers to get quick funding. The quick funding options available to you via online lenders are payday loans, car title loans, installment loans, personal loans, bad credit loans and same-day loans.

Shopping for lenders with fair interest rates can be an uphill task. Rather than go down this route, you may want to go through a loan broker. A loan broker like WeLoans will connect you with reliable lenders who will offer you favorable interest rates.

Why Choose WeLoans?

  • Easy to accept

    Unlike with banks or some direct lenders, the eligibility requirements of most of our partner lenders are not difficult to meet. Also, we have a high approval rate - 97%. You stand a fair chance of getting funded and quickly too if you go through us.

  • No hidden fees

    Many direct lenders draw in customers with low interest rates, but increase the total cost of the loan by introducing origination fees and other hidden fees. Our partner lenders do not charge any fee for processing your loan (origination fee), nor do they introduce any hidden fee.

  • Build or improve your credit score

    Improve your credit score with us. You could be on your way to improving your credit score by repaying debts on time, keeping old accounts with good payment history, among other healthy credit practices.

  • Quick funding

    Our partner lenders, like ourselves, are dedicated to assisting individuals in getting out of debt and dealing with unexpected expenses. As a result, after your loan is accepted, you can expect to see it in your bank account the following business day.

Different Types of Quick Loans

There are several types of quick loans. However, the two most popular ones are payday loans and personal loans. The major difference between these two is the repayment plan and total cost of the loan.

How to Apply for Quick Loans?

  • 1

    Request Online

    Officially request for a loan by accessing WeLoans website and filling the loan request form. You will be required to enter basic information like your name, age and other details that give our lenders an idea of your financial situation.

  • 2

    Find your Loan

    Submit this form and we will connect you with one of the 100+ lenders in our network. The lender reviews your submission to see how fitting you are for the loan, then sends a quote. Not to worry, we have a 97% approval rate.

  • 3

    Get Cash

    Once you get the quote, show your consent to the lender's term and conditions by signing it. Submit afterward and you should get funded as soon as the next business day.

How Can Fast Loans Help You?

Pay medical bills

Fast loans can help you get on top of emergency medical bills. You can request for a fast loan to help out that friend or family relative who's come down with an illness.

Education expenses

Some schools have flexible tuition payment terms which would usually ease the burden these heavy tuition bills bring. But how do you take care of your ward's accommodation, feeding and general cost of living? A fast loan can help you cover some of their short-term expenses.

Debt consolidation

You can consolidate other debts owed with a fast loan. You may find it more financially profitable to get a fast loan to pay off a debt than incur the heavy penalties in fees that come with defaulting on repayment of that debt.

Fast loans: What to know before you borrow?

In a financial fix, yes? Need to take care of some emergency bills? Another probable yes.

But should this corner you into making some financially wrong decisions? You do not want to get your sums wrong. So, you should assess your financial situation to determine whether getting a fast loan is a good decision or not.

First things first, have in mind that fast loans have high interest rates. They may cost a little less with reputable online lenders though. Therefore, the onus is on you to spot lenders who offer good interest rates. You should also check through the eligibility requirements to determine if you satisfy them or not.

Check also the estimated repayment time to know if you can cope with it or if it will adversely affect your ability to meet your normal financial obligations.

Instant Loans For Bad Credit

Generally speaking, people with bad credit experience difficulty in landing loans. In fact, if your credit score is 629 or lesser, the odds are that you may not get one with a bank.

But here's the good part. There are lenders who can get you a loan. These lenders known as bad credit loan lenders can consider you by looking at your debt-to-income ratio, employability status and value of income instead.

That said, this kind of loan comes with high interest rates or APR. Also, you may not be approved for very large amounts. The exceptions are when you provide collateral or a guarantor.

FAQs

  • How quickly can I get funded?

    You can expect to get funded anything from the time of approval to a week of approval. Our partner lenders will fund you as soon as the next business day though.

  • Are fast loans safe at all?

    Fast loans are safe so far you are shopping with a reputable lender. Watch out for red flags like no credit check promises, and no physical address. They are likely scams. Avoid these lenders at all costs.

  • Am I still eligible for a fast loan with bad credit?

    Yes, you are. Your bad credit doesn't deter you from landing a fast loan. You are as eligible as everyone else as long as you can prove you can afford the total cost of the loan and repay on time.

  • How much can I borrow?

    Usually, this depends on a number of factors including where you reside, employability status, spending history, debt-to-income ratio and whether or not the loan is secured. However, WeLoans partner lenders can secure you up to $5k in loans.

  • For how long can I borrow?

    You can borrow these loans for anything between a month and three years. Your exact repayment window will be contained in your quote and would generally depend on the lender's valuation of your submission.

  • What can I use the money borrowed for?

    There are no constrictions or restrictions on what you can use a loan for. Still, we recommend you do not use them to satisfy luxury cravings or engage in frivolities but rather use them to take care of your emergencies.

Get Your Instant Cash Today!

WeLoans is your portal to securing instant loans today. Our partner lenders will provide you enough cash up to $5k to settle your emergencies, as soon as you need it.

Apply now