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Quick Loans

Secure quick loans up to $5k as soon as the following business day through WeLoans partner lenders!

How Much Do You Need?

$2,500
$2,500
Get StartedWant to borrow more than $5,000? Click here!

What is A Quick Loan?

If you are cash-strapped and need cash in a hurry, the bank is not an option. They'd snuff all the remaining strength in you with numerous paperwork to fill and long waiting times at the customer support stand. A good alternative is quick loans.

Quick loans, also named quick cash loans, are short-term loans that are easy and quick to process. Quick or fast loans are mostly unsecured and therefore do not need any form of collateral to process.

WeLoans' fast cash loan lenders can fund you as soon as the same or the next business day. However, the exact time you receive the quick cash may depend on your bank's deposit processing speed among a few other external factors.

How Can I Get Emergency Money Fast?

People in financial emergencies usually turn to banks and family or friends for assistance. However, what if the bank doesn't approve your loan request or you simply don't want some nosy relatives involved in your business?

Take out a fast cash loan through an online lender. Quick cash loans include payday loans, car title loans, installment loans, personal loans, bad credit loans, and same-day loans.

Shopping for quick loan lenders can be an uphill task. Approach WeLoans and we can connect you with these lenders to get emergency money fast.

Why Choose WeLoans?

  • Easy to accept

    Unlike banks, the eligibility requirements of most of our partner lenders are not difficult to meet. The approval rates for quick cash loans are high - 97%.

  • No hidden fees

    WeLoans only partners with trusted lending services. Our quick loan lenders will never increase the total cost of the loan by introducing any hidden fees.

  • Build your credit score

    You could be on your way to improving your credit score by repaying debts on time since most of our lenders report timely payments to major credit bureaus.

  • Quick funding

    Our fast cash loan lenders are dedicated to helping you get out of debt with some fast cash. So, they work hard to provide quick funding services.

Different Types of Quick Loans

There are several types of quick loans. However, the two most popular ones are payday loans and personal loans. The major difference between these two is the repayment plan and total cost of the loan.

How to Apply for Quick Cash Loans?

  • 1

    Request Online

    Officially request a loan by filling out the loan request form. You should enter your name, age and other details that give our lenders an idea of your financial situation.

  • 2

    Finding your Loan

    Submit this form and we will connect you with some of our quick loan lenders. They review your submission to see how fitting you are for the loan, and then send a quote.

  • 3

    Get Cash

    Once you get the quote, show your consent to the lender's terms and conditions by signing it. Submit afterward and you should get funded as soon as the next business day.

How Can Fast Cash Loans Help You?

Medical bills

Fast cash loans can help you get on top of emergency medical bills. You can request a quick loan to help out that friend or family relative who's come down with an illness.

Education expenses

Getting a quick loan can ease the burden of tuition bills. With it, you can also take care of your ward's accommodation, feeding, and general cost of living easily.

Debt consolidation

You may find it more financially profitable to get a fast cash loan to pay off debt than incur the heavy penalties in fees that come with defaulting on repayment of that debt.

Fast Cash Loans: What To Know Before You Borrow?

You should assess your financial situation to determine whether getting a fast cash loan is a good decision or not.

Quick loans may cost a little less with reputable online lenders. Therefore, the onus is on you to spot lenders who offer good interest rates.

Check also the estimated repayment time to know if you can cope with it or if it will adversely affect your ability to meet your normal financial obligations.

Quick Loans For Bad Credit

Generally speaking, people with bad credit can experience difficulty in landing fast cash loans. In fact, if your credit score is 629 or lesser, the odds are that you may not get one with a bank.

But here's the good part. There are lenders in our network who can get you a loan. These lenders known as bad credit loan lenders can consider you by looking at your debt-to-income ratio, employability status, and value of income instead.

That said, this kind of loan comes with high interest rates or APR. Also, you may not be approved for very large amounts. The exceptions are when you provide collateral or a guarantor.

FAQs

  • How quickly can I get funded?

    You can expect to get funded anything from the time of approval to a week of approval. Our partner lenders will fund you as soon as the next business day though.

  • Are fast loans safe at all?

    Fast loans are safe so far you are shopping with a reputable lender. Watch out for red flags like no credit check promises, and no physical address. They are likely scams. Avoid these lenders at all costs.

  • Am I still eligible for a fast loan with bad credit?

    Yes, you are. Your bad credit doesn't deter you from landing a fast loan. You are as eligible as everyone else as long as you can prove you can afford the total cost of the loan and repay on time.

  • How much can I borrow?

    Usually, this depends on a number of factors including where you reside, employability status, spending history, debt-to-income ratio and whether or not the loan is secured. However, WeLoans partner lenders can secure you up to $5k in loans.

  • How do I repay quick cash loans?

    This depends on the lender your deal with and the loan type you choose. If you take out a payday loan, then you'll have to pay back the entire amount owed in full, plus interest on your next payday. If you go for an installment loan, then the repayment period can be 3 months or longer. The deductions are made each month and the date of repayment for each is decided and penned down in the contract of the loan.

  • What can I use the money borrowed for?

    There are no constrictions or restrictions on what you can use a loan for. Still, we recommend you do not use them to satisfy luxury cravings or engage in frivolities but rather use them to take care of your emergencies.

  • What are the eligibility requirements for quick loans?

    There are a couple of requirements that you must meet to get the fast cash. You must be a U.S citizen, aged at least 18 years, employed with a steady source of income, and have an active checking account for the loan to be transferred to.

  • Can I get a quick loan with no credit check?

    There are no hard credit checks conducted for a fast cash loan, and soft credit checks will only be performed. The latter won't have any negative impact on your credit scores.

Get Your Instant Cash Today!

WeLoans is your portal to securing instant loans today. Our partner lenders will provide you enough cash up to $5k to settle your emergencies, as soon as you need it.

Apply now