Payday Loans in South Carolina (SC)

Are you looking for reliable lenders? We have listed all trustworthy lending institutions in South Carolina for your reference. Just have a look of the list and pick out the one that solves your financial problems.

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    15 Best Payday Loans & Cash Advance in South Carolina (SC)

    We present you with a list of all lenders who can give you fast money in South Carolina. To meet your urgent need of money, kindly check the following details and see whether these lenders meet your requirements.

    • 5.0
      AllStarAllStarAllStarAllStarAllStar
      (1235)
      • Address:
      • 1300 Highway 301 North, Ste 2, Dillon, SC 29536, United States
      • Phone:
      • +1 843-774-0238
      • Open hours:
    • 5.0
      AllStarAllStarAllStarAllStarAllStar
      (1103)
      • Address:
      • 891 John C Calhoun Dr, Orangeburg, SC 29115, United States
      • Phone:
      • +1 803-531-3133
      • Open hours:
    • 5.0
      AllStarAllStarAllStarAllStarAllStar
      (1050)
      • Address:
      • 606 US-15, Bennettsville, SC 29512, United States
      • Phone:
      • +1 843-479-3900
      • Open hours:
    • 4
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (946)
      • Address:
      • 980 North Main Street Ste B, Lancaster, SC 29720, United States
      • Phone:
      • +1 803-404-5312
      • Open hours:
    • 5
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (808)
      • Address:
      • 6114 White Horse Rd Ste A, Greenville, SC 29611, United States
      • Phone:
      • +1 864-220-5055
      • Open hours:
    • 6
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (774)
      • Address:
      • 7301 Two Notch Rd, Columbia, SC 29223
      • Phone:
      • (803) 788-0700
      • Open hours:
    • 7
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (739)
      • Address:
      • 891 NE Main St, Simpsonville, SC 29681, United States
      • Phone:
      • +1 864-757-8506
      • Open hours:
    • 8
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (664)
      • Address:
      • 923 E Main St, Laurens, SC 29360, United States
      • Phone:
      • +1 864-715-0941
      • Open hours:
    • 9
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (645)
      • Address:
      • 6793 Calhoun Memorial Pkwy, Easley, SC 29640
      • Phone:
      • (864) 855-9882
      • Open hours:
    • 10
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (644)
      • Address:
      • 805 W Wade Hampton Blvd Ste E, Greer, SC 29650, United States
      • Phone:
      • +1 864-968-0068
      • Open hours:
    • 11
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (626)
      • Address:
      • 505 SE Main St, Simpsonville, SC 29681, United States
      • Phone:
      • +1 864-228-9935
      • Open hours:
    • 12
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (624)
      • Address:
      • 1777 Asheville Hwy, Spartanburg, SC 29303, United States
      • Phone:
      • +1 864-573-6701
      • Open hours:
    • 13
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (615)
      • Address:
      • 914 Montague Ave, Greenwood, SC 29649, United States
      • Phone:
      • +1 864-538-6767
      • Open hours:
    • 14
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (605)
      • Address:
      • 420 Wright Blvd Ste B, Conway, SC 29526, United States
      • Phone:
      • +1 843-488-1085
      • Open hours:
    • 15
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (600)
      • Address:
      • 1504 Richland Ave W, Aiken, SC 29801, United States
      • Phone:
      • +1 803-502-4322
      • Open hours:
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    South Carolina Payday Loans Regulations

    • Loan Amount (max)

      $550

    • Loan Term (max)

      31 days

    • Finance Charges

      15% of the amount advanced

    • APR
      391%

    Industry regarding payday loans in South Carolina is Legal. The law states that there is a $550 amount limit offered by the lenders. Borrowers here can hold a payday loan for a period of not longer than 31 days. The maximum finance charge is 15% of the amount advanced, and the APR is 391%.0 rollovers are allowed according to the law.

    South Carolina Payday Loan Amount

    • A licensee's total amount advanced to any customer for deferred presentment or deposit at one time may not exceed $550, excluding fees allowed under Section 34-39-180 (E).

    South Carolina Rates, Fees, and Other Charges

    • A licensed lender may not charge more than 15% of the amount of the check, either directly or indirectly (Section 34-39-180). This fee can only be legally imposed once per written agreement, which means no more than 15% for each loan. It is not permissible to extend it.
    • No rollovers or extensions are permitted: Licensed payday lenders are prohibited from renewing or extending the presentation of a check, or delaying its deposit for the consideration of old or even new loans for any period of time longer than that specified in the customer agreement (Section 34-39-180).
    • However, there is a limit on NSF fees, which should not exceed $10 per check.
    • In the event that a borrower is unable to repay a deferred presentment transaction, an extended payment plan for a 12-month period must be presented to them.

    How much does a $200 payday loan cost in South Carolina?

    With a 14 days term:

    ARP: 391%

    Total Interest Paid: $200*391%*(14/365) = $30

    Total Payments: $200+$30 = $230

    The Maximum Payday Loan Term in South Carolina

    • Payday loans can only be taken out for a total of 31 days; no extensions are permitted after that.

    Consumer Information

    • The state forbids criminal prosecution of borrowers.

    In the event of a payday loan problem or question, contact the South Carolina State Board of Financial Institutions.

    Search for Payday Loans in South Carolina by Prime Cities

    To locate an online payday loan in South Carolina, the most convenient way is working with WeLoans. Just click on your target city below. Our strong database will help you find the right lender!

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    Calculator for South Carolina Payday Loans Estimate

    Utilize the calculator below to keep yourself informed about the estimated total costs of a payday loan in South Carolina.

    Estimated Payment

    $ null

    • Total Principal Paid:$ 1,000.00
    • Finance charge:$ 255.62
    • APR: 311.00 %

    Payment Breakdown

    South Carolina Payday Loans Nearby

    Auto Money
    5.0
    AllStarAllStarAllStarAllStarAllStar
    (600)
    Loan agency
    TitleMax Title Secured Loans
    5.0
    AllStarAllStarAllStarAllStarAllStar
    (601)
    Loan agency