Payday Loans in Mississippi (MS)

Known as a highly professional online loan broker in America, Weloans has established close connection with lenders with good reputation for payday loans in Mississippi. Dig out more details below.

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    15 Best Payday Loans & Cash Advance in Mississippi (MS)

    Here we show you detailed infos in regard to a bunch of payday loan lenders in Mississippi. Click on the button below to get a quote now.

    • 5.0
      AllStarAllStarAllStarAllStarAllStar
      (967)
      • Address:
      • 3013 US-80, Pearl, MS 39208, United States
      • Phone:
      • +1 601-939-3625
      • Open hours:
    • 5.0
      AllStarAllStarAllStarAllStarAllStar
      (916)
      • Address:
      • 3295 Hwy 80 West, Jackson, MS 39209, United States
      • Phone:
      • +1 601-355-7296
      • Open hours:
    • 5.0
      AllStarAllStarAllStarAllStarAllStar
      (697)
      • Address:
      • 7075 Cockrum Rd, Olive Branch, MS 38654, United States
      • Phone:
      • +1 662-890-9261
      • Open hours:
    • 4
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (469)
      • Address:
      • 2260 Hwy 80 E, Pearl, MS 39208, United States
      • Phone:
      • +1 601-939-2210
      • Open hours:
    • 5
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (470)
      • Address:
      • 104 N 16th Ave, Laurel, MS 39440, United States
      • Phone:
      • +1 601-425-0020
      • Open hours:
    • 6
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (460)
      • Address:
      • 4811 Goodman Rd, Olive Branch, MS 38654, United States
      • Phone:
      • +1 662-890-7062
      • Open hours:
    • 7
      4.9
      AllStarAllStarAllStarAllStarHallStar
      (844)
      • Address:
      • 3035 Hwy 80 E, Pearl, MS 39208, United States
      • Phone:
      • +1 601-932-9360
      • Open hours:
    • 8
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (450)
      • Address:
      • 610 E Monticello St, Brookhaven, MS 39601, United States
      • Phone:
      • +1 601-833-5817
      • Open hours:
    • 9
      4.9
      AllStarAllStarAllStarAllStarHallStar
      (753)
      • Address:
      • 1436 Goodman Rd, Horn Lake, MS 38637, United States
      • Phone:
      • +1 662-393-7740
      • Open hours:
    • 10
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (415)
      • Address:
      • 362 Stateline Rd W, Southaven, MS 38671, United States
      • Phone:
      • +1 662-342-2727
      • Open hours:
    • 11
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (405)
      • Address:
      • 3225 Denny Ave, Pascagoula, MS 39581, United States
      • Phone:
      • +1 228-202-1190
      • Open hours:
    • 12
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (379)
      • Address:
      • 707 N Davis Ave, Cleveland, MS 38732, United States
      • Phone:
      • +1 662-989-4050
      • Open hours:
    • 13
      4.9
      AllStarAllStarAllStarAllStarHallStar
      (573)
      • Address:
      • 1100 US-90 Suite B, Bay St Louis, MS 39520
      • Phone:
      • (228) 467-7777
      • Open hours:
    • 14
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (356)
      • Address:
      • 319 Meadowbrook Rd, Jackson, MS 39206, United States
      • Phone:
      • +1 601-362-0765
      • Open hours:
    • 15
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (333)
      • Address:
      • 120 Memorial Blvd, Picayune, MS 39466, United States
      • Phone:
      • +1 601-798-9277
      • Open hours:
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    Mississippi Payday Loans Regulations

    • Loan Amount (max)

      $500

    • Loan Term (max)

      30 days

    • Finance Charges

      FInance charges: <$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

    • APR
      521%

    According to regulations in Mississippi, payday loans are Legal.The interest rate can be 521%.You can get the amount of $500 at most.6, loan must be reduced by at least 5% for every rollover rollovers are allowed. Finance charges is FInance charges: <$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100. All borrowers must payback the due amount within 3 years (from the last payment).

    What is the Maximum Loan Amount in Mississippi?

    • The maximum loan amount for a payday loan in Mississippi is $500.
    • A borrower can get more than one payday loan, but the total amount must not exceed &500 (fee included).

    What are the Rates, Fees, and Other Charges in Mississippi?

    • The maximum finance charges are as follows:
    1. < $250 = $20 for $100
    2. $250-500 = $21.95 for $100
    • Real APR for payday loans in Mississippi can reach 521%.

    How Much Would a $100 Payday Loan Cost?

    With a 14 days term:

    APR:521%

    Loan cost: $100*521%* (14/365)=$20.0

    To return: Principal+Loan cost=$100+$20=$120

    What is the Maximum Term for a Payday Loan in Mississippi?

    • For amounts less than $250, the maximum term is 30 days.
    • For amounts between $250 and $500, the term is 28-30 days.
    • No rollovers, renewals, or extensions are allowed in Mississippi.

    Consumer Information

    Attention

    From July 2020, lenders are not required to check a borrower’s ability to repay a loan.

    Be careful, evaluate your financial situation, and don’t get into a debt trap.

    The rule was changed by the CFPB.

    • Lenders can collect one $30 NSF fee when borrowers fail to repay and court fees under the circumstance of disclosure.
    • Late payments and non-sufficient funds are not allowed to be criminally charged according to the laws and regulations in Mississippi.

    Both borrowers and lenders are responsible for the loans they take out. All the fraudulent or criminal actions committed by borrowers will be reported to the Department and the District Attorney for the Judicial District where the loan was taken.

    For more information about the laws and regulations in Mississippi, please kindly visit the official website of the Mississippi Department of Banking and Consumer Finance.

    Receive Mississippi Payday Loans by Cities

    Following is a group of main cities in Mississippi below. Hit the city to get more detailed infos about payday loan lenders to your needs.

    View More Cities →

    Mississippi Payday Loan Calculator

    Find out the amount of money you're going to pay for a Mississippi payday loan easily with the calculator below.

    Estimated Payment

    $ null

    • Total Principal Paid:$ 1,000.00
    • Finance charge:$ 255.62
    • APR: 311.00 %

    Payment Breakdown

    Nearby Payday Loans in Mississippi

    Advance America
    5.0
    AllStarAllStarAllStarAllStarAllStar
    (281)
    Financial institution
    Richies Pawn & Gun
    4.8
    AllStarAllStarAllStarAllStarHallStar
    (626)
    Loan agency
    All American Pawn
    5.0
    AllStarAllStarAllStarAllStarAllStar
    (242)
    Pawn shop