Payday Loans in Delaware (DE)

Being a highly professional loan broker online in the USA, Weloans has established close connection with lenders with good reputation for payday loans in Delaware. Dig out more details in the following section.

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    15 Best Payday Loans & Cash Advance in Delaware (DE)

    Here we collect detailed infos concerning a group of payday loan lenders in Delaware. Hit on the button below to check more details.

    • 4.9
      AllStarAllStarAllStarAllStarHallStar
      (1159)
      • Address:
      • 3401 Kirkwood Hwy, Wilmington, DE 19808, United States
      • Phone:
      • +1 302-993-7945
      • Open hours:
    • 4.9
      AllStarAllStarAllStarAllStarHallStar
      (857)
      • Address:
      • 127 S Dupont Hwy, Dover, DE 19901, United States
      • Phone:
      • +1 302-747-1050
      • Open hours:
    • 5.0
      AllStarAllStarAllStarAllStarAllStar
      (364)
      • Address:
      • 38660 Sussex Hwy Suite 11, Delmar, DE 19940, United States
      • Phone:
      • +1 302-353-1700
      • Open hours:
    • 4
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (352)
      • Address:
      • 103 Naamans Rd, Claymont, DE 19703, United States
      • Phone:
      • +1 302-792-4812
      • Open hours:
    • 5
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (318)
      • Address:
      • 22994 Sussex Hwy, Seaford, DE 19973, United States
      • Phone:
      • +1 302-629-8843
      • Open hours:
    • 6
      4.9
      AllStarAllStarAllStarAllStarHallStar
      (456)
      • Address:
      • 2431 Pulaski Hwy #1, Newark, DE 19702, United States
      • Phone:
      • +1 302-368-2131
      • Open hours:
    • 7
      4.8
      AllStarAllStarAllStarAllStarHallStar
      (625)
      • Address:
      • 3511 Silverside Rd, Wilmington, DE 19810, United States
      • Phone:
      • +1 800-818-1908
      • Open hours:
    • 8
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (244)
      • Address:
      • 8 Chesmar Plaza, Newark, DE 19713, United States
      • Phone:
      • +1 302-366-1736
      • Open hours:
    • 9
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (238)
      • Address:
      • 38650 Sussex Hwy Unit 10, Delmar, DE 19940, United States
      • Phone:
      • +1 302-846-3580
      • Open hours:
    • 10
      4.8
      AllStarAllStarAllStarAllStarHallStar
      (477)
      • Address:
      • 115 Naamans Rd, Claymont, DE 19703, United States
      • Phone:
      • +1 302-793-0877
      • Open hours:
    • 11
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (202)
      • Address:
      • 260 S Dupont Hwy, Dover, DE 19901, United States
      • Phone:
      • +1 302-677-0161
      • Open hours:
    • 12
      4.6
      AllStarAllStarAllStarAllStarHallStar
      (1463)
      • Address:
      • 3419 Silverside Rd, Wilmington, DE 19810
      • Phone:
      • (855) 282-6353
      • Open hours:
    • 13
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (185)
      • Address:
      • 3300 Concord Pike, Wilmington, DE 19803, United States
      • Phone:
      • +1 302-478-8505
      • Open hours:
    • 14
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (176)
      • Address:
      • 17672 Coastal Hwy, Lewes, DE 19958, United States
      • Phone:
      • +1 302-644-3640
      • Open hours:
    • 15
      4.9
      AllStarAllStarAllStarAllStarHallStar
      (176)
      • Address:
      • 505 N Dupont Hwy, New Castle, DE 19720, United States
      • Phone:
      • +1 302-328-7482
      • Open hours:
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    Delaware Payday Loans Regulations

    • Loan Amount (max)

      $1000

    • Loan Term (max)

      60 days

    • Finance Charges

      No limit

    • APR
      521%

    Abide by the laws in Delaware, payday loans are Legal.The interest rate can be 521%.You can get payday loans of $1000 at most.4 rollovers are allowed. Finance charges is No limit. Every borrower must payback the due amount within 3 years (from the last payment).

    What is the Amount I Can Borrow in Delaware?

    • In Delaware, the maximum amount you can borrow from a lender is $1000 at a time.
    • Please note that no additional loans are allowed until the previous one is paid back.

    How Would a Payday Loan Cost Me in Delaware?

    • No specified maximum finance charges or interest rates.
    • The real APR in Delaware for payday loans can reach 521%.

    There’s no limitation regarding both the APRs and allowed finance charges, which means that your lenders can charge any interest rates based on your loan amount, credit history, financial status, and other information provided.

    How Much Would a $100 Payday Loan Cost?

    With a 14 days term:

    APR:521%

    Loan cost: $100*521%* (14/365)=$20.0

    To return: Principal+Loan cost=$100+$20.0=$120

    What is the Maximum Term for a Payday Loan in Delaware?

    • The maximum term is 60 days.
    • 4 rollovers are given for each borrower on each loan.
    • No more than 5 loans per 12-month period are allowed.

    Consumer Information

    Attention

    From July 2020, lenders are not required to check a borrower’s ability to repay a loan.

    Be careful, evaluate your financial situation, and don’t get into a debt trap.

    The rule was changed by the CFPB.

    • The law states that one NSF collection fee not exceeding $25 is permitted.
    • The loan amount plus the attorney fee can be recovered through a court trial In case the loan is not repaid. However, a collection agency is not allowed to file any actions against a borrower apart from the cases when the checking account of a borrower was closed before the repayment was done.
    • The practice of spitting a loan into two parts is forbidden in Colorado, through which lenders will gain more profits by charging interest from both parts of the loan and therefore withdrawing more money from the borrower.

    For more information about the laws and regulations in Delaware, please kindly visit the official website of the Office of State Bank Commissioner (OSBC).

    Find Payday Loans in Delaware by Cities

    It is quite simple to get an online payday loan in Delaware. Simply click the city listed below and pick out the lender who offers the best terms and conditions.

    View More Cities →

    Delaware Payday Loan Calculator

    Find out the amount of money you're going to pay for a Delaware payday loan easily with the calculator below.

    Estimated Payment

    $ null

    • Total Principal Paid:$ 1,000.00
    • Finance charge:$ 255.62
    • APR: 311.00 %

    Payment Breakdown

    Close Payday Loans in Delaware

    Primary Residential Mortgage, Inc.
    4.8
    AllStarAllStarAllStarAllStarHallStar
    (206)
    Mortgage lender
    Delaware Title Loans, Inc.
    4.9
    AllStarAllStarAllStarAllStarHallStar
    (150)
    Loan agency
    Advance America
    4.9
    AllStarAllStarAllStarAllStarHallStar
    (149)
    Financial institution
    Check `n Go
    5.0
    AllStarAllStarAllStarAllStarAllStar
    (98)
    Loan agency