Payday Loans in Missouri (MO)

Being a highly professional loan broker online in the United States, Weloans connects you with a long list of lenders for payday loans in Missouri. Dig out more details in the following section.

$2,500
Get StartedWant to borrow more than $5,000? Click here!
Find Payday Loans Near Me
  • All
  • Payday Loans
  • Installment Loans
  • Personal Loans
  • Title Loans
    Use My Location

    Our Top Online Loan Services

    • AD
      Personal Loans
      4.9
      24/7 Accesssible
      • Various personal loan options
      • Loan amount up to $35000
      • Reasonable rates
      Apply Now →Go to website →
    • AD
      Bad Credit Loans
      4.8
      WeLoans' rating
      • Ideal for borrowers with bad credit
      • No collateral needed
      • Flexible repayment terms
      Apply Now →Go to website →
    • AD
      Cash Advance
      4.8
      WeLoans' rating
      • Decision as fast as several minutes
      • No extra fees required
      • Easy and safe process
      Apply Now →Go to website →

    15 Best Payday Loans & Cash Advance in Missouri (MO)

    Here we collect detailed infos concerning a group of payday loan lenders in Missouri. Click below to get more information.

    • 5.0
      AllStarAllStarAllStarAllStarAllStar
      (906)
      • Address:
      • 2629 Gravois Ave, St. Louis, MO 63118, United States
      • Phone:
      • +1 314-881-3975
      • Open hours:
    • 5.0
      AllStarAllStarAllStarAllStarAllStar
      (608)
      • Address:
      • 204 N Kingshighway St, Cape Girardeau, MO 63701, United States
      • Phone:
      • +1 573-335-8889
      • Open hours:
    • 5.0
      AllStarAllStarAllStarAllStarAllStar
      (483)
      • Address:
      • 300 N Kingshighway St, Cape Girardeau, MO 63701
      • Phone:
      • (573) 334-6140
      • Open hours:
    • 4
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (468)
      • Address:
      • 1311 N Grand Blvd, St. Louis, MO 63106, United States
      • Phone:
      • +1 314-932-4995
      • Open hours:
    • 5
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (464)
      • Address:
      • 4976 Natural Bridge Ave, St. Louis, MO 63115, United States
      • Phone:
      • +1 314-385-0808
      • Open hours:
    • 6
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (458)
      • Address:
      • 12695 New Halls Ferry Road, Florissant, MO 63033, United States
      • Phone:
      • +1 314-831-0217
      • Open hours:
    • 7
      4.8
      AllStarAllStarAllStarAllStarHallStar
      (3991)
      • Address:
      • 1400 Veterans United Dr, Columbia, MO 65203, United States
      • Phone:
      • +1 800-884-5560
      • Open hours:
    • 8
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (422)
      • Address:
      • 16090 Swingley Ridge Rd Suite 500, Chesterfield, MO 63017, United States
      • Phone:
      • +1 800-247-2837
      • Open hours:
    • 9
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (423)
      • Address:
      • 6900 Executive Dr, Kansas City, MO 64120, United States
      • Phone:
      • +1 816-241-7800
      • Open hours:
    • 10
      4.9
      AllStarAllStarAllStarAllStarHallStar
      (737)
      • Address:
      • 10026 W Florissant Ave, St. Louis, MO 63136, United States
      • Phone:
      • +1 314-867-4356
      • Open hours:
    • 11
      4.9
      AllStarAllStarAllStarAllStarHallStar
      (677)
      • Address:
      • 8880 Ward Pkwy #200, Kansas City, MO 64114, United States
      • Phone:
      • +1 844-544-6956
      • Open hours:
    • 12
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (380)
      • Address:
      • 9640 Natural Bridge Rd, St. Louis, MO 63134
      • Phone:
      • (314) 429-1004
      • Open hours:
    • 13
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (374)
      • Address:
      • 3850 W Clay St, St Charles, MO 63301, United States
      • Phone:
      • +1 636-757-9000
      • Open hours:
    • 14
      4.9
      AllStarAllStarAllStarAllStarHallStar
      (601)
      • Address:
      • 3375 Main St, Kansas City, MO 64111, United States
      • Phone:
      • +1 816-960-7149
      • Open hours:
    • 15
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (363)
      • Address:
      • 1001 Missouri Blvd, Jefferson City, MO 65109, United States
      • Phone:
      • +1 573-635-3369
      • Open hours:
    View More →

    Missouri Payday Loans Regulations

    • Loan Amount (max)

      $500

    • Loan Term (max)

      31 days

    • Finance Charges

      No interest and fees in excess of 75% of the initial loan amount on any single loan

    • APR
      443%

    According to regulations in Missouri, payday loans are Legal.The interest rate can be 443%.You can borrow $500 at most.6 times rollovers are allowed. Finance charges is No interest and fees in excess of 75% of the initial loan amount on any single loan. People who borrow payday loans must repay the full amount within 10 years (from the last payment).

    How Much Can I Borrow in Missouri?

    • $500 at most, set by the amendments in the law in 2006, all payday loans in Missouri shouldn’t exceed that amount.
    • In total, lenders can give 6 roll-overs to borrowers as long as the latter repay the initial amount by 5% before every renewal on time.

    Pay Attention to Loan Rates and Fees before Borrowing

    • According to the law, the total amount of all interest and fees shouldn’t exceed 75% of the principal loan amount (all renewals included).
    • A licensed lender (corporation, organization, or an individual) is allowed to apply and receive interest on any unpaid loans at the agreed rate.
    • A borrower may not be required to repay more than 75% interest and fees of any single loan or the initial loan.

    How to Calculate the Principal Amount of a $100 Payday Loan in Missouri?

    14-day term:

    APR: 443%:

    Loan cost: $17

    In total: $117

    Payment Term for Payday Loans in Missouri

    • The payment term should be 14-31 days.

    Consumer Information

    • Lenders have no right to check on a borrower’s ability to repay a loan.
    • Only if the borrower fails to repay the loan on the check or closed the account leaving the debt unpaid can criminal actions be operated against them.
    • Collection fees are allowed in case of insufficient funds but not via a series of Automated Clearing House (ACH) transactions.
    • Data breaches of customers’ information in any form should not be committed by lenders.
    • Borrowers should be informed about APR by lenders before signing the agreement.

    Find more information about Missouri payday loans on the official page of the state's Division of Finance.

    Obtain Missouri Payday Loans by Cities

    We have listed main cities in Missouri below. Click on the city to obtain more details concerning payday loan lenders according to your requirement.

    View More Cities →

    Missouri Payday Loan Calculator

    Find out the amount of money you're going to pay for a Missouri payday loan easily with the calculator below.

    Estimated Payment

    $ null

    • Total Principal Paid:$ 1,000.00
    • Finance charge:$ 255.62
    • APR: 311.00 %

    Payment Breakdown

    Nearby Payday Loans in Missouri

    SuretyBonds.com
    4.9
    AllStarAllStarAllStarAllStarHallStar
    (579)
    Insurance agency
    TitleMax Title Secured Loans
    4.9
    AllStarAllStarAllStarAllStarHallStar
    (555)
    Loan agency
    USA Mortgage
    4.9
    AllStarAllStarAllStarAllStarHallStar
    (550)
    Mortgage lender
    Missouri Title Loans, Inc.
    5.0
    AllStarAllStarAllStarAllStarAllStar
    (346)
    Loan agency