Payday Loans in Utah (UT)

Are you looking for reliable lenders? We have listed all reliable lending companies in Utah for your reference. Just simply refer to the list and pick out the one that solves your financial problems.

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    • AD
      Personal Loans
      4.9
      24/7 Accesssible
      • Various personal loan options
      • Loan amount up to $35000
      • Reasonable rates
      Apply Now →Go to website →
    • AD
      Bad Credit Loans
      4.8
      WeLoans' rating
      • Ideal for borrowers with bad credit
      • No collateral needed
      • Flexible repayment terms
      Apply Now →Go to website →
    • AD
      Cash Advance
      4.8
      WeLoans' rating
      • Decision as fast as several minutes
      • No extra fees required
      • Easy and safe process
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    15 Best Payday Loans & Cash Advance in Utah (UT)

    We present you with a list of all lenders who can give you fast money in Utah. To solve your financial problems, kindly check the list below and see whether the information will help you or not.

    • 4.9
      AllStarAllStarAllStarAllStarHallStar
      (1889)
      • Address:
      • 4100 Chapel Ridge Rd Suite 500, Lehi, UT 84043, United States
      • Phone:
      • +1 855-853-6346
      • Open hours:
    • 4.9
      AllStarAllStarAllStarAllStarHallStar
      (1610)
      • Address:
      • 9361 S Redwood Rd, West Jordan, UT 84088, United States
      • Phone:
      • +1 385-800-7296
      • Open hours:
    • 4.9
      AllStarAllStarAllStarAllStarHallStar
      (1503)
      • Address:
      • 11781 Lone Peak Pkwy #200, Draper, UT 84020, United States
      • Phone:
      • +1 385-800-8300
      • Open hours:
    • 4
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (560)
      • Address:
      • 2630 W 3500 S, West Valley City, UT 84119, United States
      • Phone:
      • +1 801-965-9095
      • Open hours:
    • 5
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (542)
      • Address:
      • 3100 W 3500 S, West Valley City, UT 84119, United States
      • Phone:
      • +1 801-955-1779
      • Open hours:
    • 6
      4.9
      AllStarAllStarAllStarAllStarHallStar
      (931)
      • Address:
      • 616 W Main St, American Fork, UT 84003, United States
      • Phone:
      • +1 801-320-2600
      • Open hours:
    • 7
      4.9
      AllStarAllStarAllStarAllStarHallStar
      (915)
      • Address:
      • 4876 S 1900 W, Roy, UT 84067, United States
      • Phone:
      • +1 801-825-1695
      • Open hours:
    • 8
      4.8
      AllStarAllStarAllStarAllStarHallStar
      (16396)
      • Address:
      • 256 W Data Dr, Draper, UT 84020, United States
      • Phone:
      • +1 877-898-1970
      • Open hours:
    • 9
      4.9
      AllStarAllStarAllStarAllStarHallStar
      (729)
      • Address:
      • 6610 S State St, Murray, UT 84107, United States
      • Phone:
      • +1 385-800-7296
      • Open hours:
    • 10
      4.9
      AllStarAllStarAllStarAllStarHallStar
      (642)
      • Address:
      • 222 E S Temple St, Salt Lake City, UT 84111
      • Phone:
      • (801) 320-2600
      • Open hours:
    • 11
      4.9
      AllStarAllStarAllStarAllStarHallStar
      (628)
      • Address:
      • 2441 N Main St #1, Sunset, UT 84015
      • Phone:
      • (801) 773-0909
      • Open hours:
    • 12
      4.9
      AllStarAllStarAllStarAllStarHallStar
      (603)
      • Address:
      • 130 E 3300 S, South Salt Lake, UT 84115, United States
      • Phone:
      • +1 801-467-1115
      • Open hours:
    • 13
      4.9
      AllStarAllStarAllStarAllStarHallStar
      (586)
      • Address:
      • 2173 N 2000 W, Clinton, UT 84015, United States
      • Phone:
      • +1 801-825-0596
      • Open hours:
    • 14
      4.9
      AllStarAllStarAllStarAllStarHallStar
      (566)
      • Address:
      • 4128 S Redwood Rd, Taylorsville, UT 84123
      • Phone:
      • (801) 955-2795
      • Open hours:
    • 15
      4.9
      AllStarAllStarAllStarAllStarHallStar
      (559)
      • Address:
      • 3078 W 7800 S #8, West Jordan, UT 84088, United States
      • Phone:
      • +1 801-563-9696
      • Open hours:
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    Utah Payday Loans Regulations

    • Loan Amount (max)

      $No limit

    • Loan Term (max)

      70 days

    • Finance Charges

      Not specified

    • APR
      658%

    Industry regarding payday loans in Utah is Legal. The law states that there is a $No limit amount limit offered by the lenders. A payday loan in this state can be taken for a period of not longer than 70 days. The maximum finance charge is Not specified, and the APR is 658%.Not specified (Extension can be up to 10 weeks or 70 days) rollovers are permitted in thie state.There are No limit cooling-off periods between two consecutive loans. The number of unpaid loans shoud be less than No limit.

    Utah Loan Amount

    • Utah loan doesn’t have a limit set for a ceiling amount of loan.
    • There is no limitation on the number of loans that one can apply for in Utah.

    Utah Rates, Fees, and Other Charges

    • When it comes to interest rates and finance charges, there are no restrictions.
    • In reality, Utah's payday loans’ APR reaches 658%.

    How Much Would a $200 Payday Loan Cost?

    With a 14 days term:

    ARP: 658%

    Loan cost: $200*658%*(14/365) = $50.5

    To return: Principal + Loan cost = $200+$50.5 = $250.5

    Utah Payday Loan Term

    • The maximum duration for a payday cash advance is 10 weeks.
    • Rolling over loans is permitted as long as the loan term does not exceed 10 weeks.

    Information for Consumers

    Attention:

    Since July 2020, it is not obligated for lenders to check a borrower’s repayment ability.

    Be careful, evaluate your financial situation, and don’t get into a debt trap.

    The CFPB regulated the rule.

    • Lenders are not allowed to roll over payday loans after 10 weeks.
    • Any criminal actions that go against borrowers are banned.
    • Lenders can check out a report and send payment records to agencies.
    • Lenders are able to ask for judgment against the borrower for the loan interest and amount, court costs, and attorney fees.
    • If the check bounces or is being returned, it is acceptable for lenders to charge up to $20.
    • At any time of the repayment period, borrowers are able to get partial payments of $5 without an additional fee in Utah.
    • Once a loan is received, the borrower can get it before 5 pm on the next business day.

      Utah Payday Lending Consumer Guide

    To get more information about payday lenders in Utah you can visit the Utah Department of Financial Institutions.

    Search for Payday Loans in Utah by Prime Cities

    To locate an online payday loan in Utah, the most effortless way is working with WeLoans. Just click on your target city below. Our comprehensive information will never disappoint you!

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    Calculator for Utah Payday Loans Estimate

    Utilize the calculator below to keep yourself informed about the estimated total costs of a payday loan in Utah.

    Estimated Payment

    $ null

    • Total Principal Paid:$ 1,000.00
    • Finance charge:$ 255.62
    • APR: 311.00 %

    Payment Breakdown

    Utah Payday Loans Nearby

    1st Choice Money Center
    4.9
    AllStarAllStarAllStarAllStarHallStar
    (477)
    Loan agency
    Academy Mortgage South Town
    5.0
    AllStarAllStarAllStarAllStarAllStar
    (312)
    Mortgage lender
    Do Hard Money
    4.8
    AllStarAllStarAllStarAllStarHallStar
    (842)
    Real estate agent