Payday Loans in Montana (MT)

Do you need fast cash to tide you over? We have listed all lenders with a good reputation in Montana for you to consult. Just have a look of the list and pick out the one that suits you best.

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      Personal Loans
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    15 Best Payday Loans & Cash Advance in Montana (MT)

    We present you with a list of all lenders who can offer a loan for you in Montana. To solve your financial problems, listed on our platform and see whether these lenders meet your requirements.

    • 4.9
      AllStarAllStarAllStarAllStarHallStar
      (453)
      • Address:
      • 1230 Whitefish Stage, Kalispell, MT 59901, United States
      • Phone:
      • +1 406-890-6070
      • Open hours:
    • 4.9
      AllStarAllStarAllStarAllStarHallStar
      (271)
      • Address:
      • 8720 Roller Coaster Rd, Missoula, MT 59808, United States
      • Phone:
      • +1 406-728-2274
      • Open hours:
    • 4.4
      AllStarAllStarAllStarAllStarHallStar
      (1320)
      • Address:
      • 2565 US-93, Kalispell, MT 59901, United States
      • Phone:
      • +1 406-755-5555
      • Open hours:
    • 4
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (92)
      • Address:
      • 106 2nd St E, Whitefish, MT 59937, United States
      • Phone:
      • +1 406-862-4999
      • Open hours:
    • 5
      4.9
      AllStarAllStarAllStarAllStarHallStar
      (64)
      • Address:
      • 411 S Main St, Conrad, MT 59425, United States
      • Phone:
      • +1 406-278-7778
    • 6
      4.8
      AllStarAllStarAllStarAllStarHallStar
      (63)
      • Address:
      • 875 Harmon Stream Blvd, Bozeman, MT 59718, United States
      • Phone:
      • +1 406-587-5626
      • Open hours:
    • 7
      4.9
      AllStarAllStarAllStarAllStarHallStar
      (51)
      • Address:
      • South Side of Building, 408 9th St S, Great Falls, MT 59405, United States
      • Phone:
      • +1 406-952-1027
      • Open hours:
    • 8
      4.9
      AllStarAllStarAllStarAllStarHallStar
      (49)
      • Address:
      • 718 W Babcock St Suite 1A, Bozeman, MT 59715, United States
      • Phone:
      • +1 406-220-0077
      • Open hours:
    • 9
      4.3
      AllStarAllStarAllStarAllStarHallStar
      (72)
      • Address:
      • 1991 US-2, Havre, MT 59501, United States
      • Phone:
      • +1 406-265-2246
      • Open hours:
    • 10
      4.4
      AllStarAllStarAllStarAllStarHallStar
      (63)
      • Address:
      • 1541 Custer Ave, Billings, MT 59102, United States
      • Phone:
      • +1 406-656-9100
      • Open hours:
    • 11
      4.9
      AllStarAllStarAllStarAllStarHallStar
      (69)
      • Address:
      • 135 Hutton Ranch Rd STE 103, Kalispell, MT 59901, United States
      • Phone:
      • Open hours:
    • 12
      5.0
      AllStarAllStarAllStarAllStarAllStar
      (38)
      • Address:
      • 6050 Jackrabbit Ln, Belgrade, MT 59714, United States
      • Phone:
      • +1 406-556-4165
      • Open hours:
    • 13
      4.2
      AllStarAllStarAllStarAllStarHallStar
      (66)
      • Address:
      • 2033 S 3rd St W, Missoula, MT 59801, United States
      • Phone:
      • +1 406-542-3890
      • Open hours:
    • 14
      4.1
      AllStarAllStarAllStarAllStarHallStar
      (73)
      • Address:
      • 660 Sunset Blvd, Kalispell, MT 59901
      • Phone:
      • (406) 862-2652
      • Open hours:
    • 15
      4.3
      AllStarAllStarAllStarAllStarHallStar
      (56)
      • Address:
      • 1445 Main St, Billings, MT 59105, United States
      • Phone:
      • +1 406-656-9100
      • Open hours:
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    Montana Payday Loans Regulations

    • Loan Amount (max)

      $300

    • Loan Term (max)

      31 days

    • Finance Charges

      $1.39 for a $100 loan given for 2 weeks

    • APR
      36% small loan cap

    Applying for a payday loan in Montana is Legal. The law imposes a $300 amount limit offered by the lenders. Payday loans here can be taken for a period of not longer than 31 days. The maximum finance charge is $1.39 for a $100 loan given for 2 weeks, and the APR is 36% small loan cap.0 rollovers are allowed according to the law.

    Amount of Payday Loans in Montana

    • The maximum allowed is $300.
    • The minimum amount set is $50.

    How Much Does A Loan Cost in Montana?

    • The fee for making or maintaining a payday loan charged by lenders shouldn’t exceed 36% of the total amount annually except for the “insufficient funds” fee.
    • Loan agreements must contain provisions that a consumer can rescind their transaction by 5 p.m. of the lender’s first day of business after the loan is initiated as long as the borrower fully pays back the amount of borrowed loans.

    What’s the Total Cost of a $100 Payday Loan for 14 days in Missouri?

    14-day term:

    APR: 36%:

    Loan cost: $1.4

    Total: $101.4

    How Long Can I Keep a Payday Loan in Montana?

    • Every borrowed payday loan in Montana should be cleared for 14 to 31 days according to the law.
    • Rollovers, renewals, refinance, or extensions are not allowed.
    • Lenders are forbidden to offer a new loan to a borrower for repaying the previous one.

    Consumer Information

    • Lenders are not allowed to check on a borrower’s solvency ability.
    • As for the collection, payday loan lenders are allowed to charge one insufficient funds fee within $30 as well as some reasonable attorney fee if necessary.
    • Payday loan debts and non-repayments are considered a civil offense only, thus criminal actions are prohibited in Montana. Borrowers unable to repay the debt should get in touch with the lender in a written form in advance. Don’t get scared of the threats about criminal prosecutions. After all, lenders are also unwilling to handle law disputes. Understanding the state law and negotiating with the lender will work.

    Get more details about payday loans in Montana on the official website of the Division of Banking and Financial Institutions.

    Get Montana Payday Loans by Cities

    We have presented a list of main cities in Montana below. Click the city to obtain more details concerning payday loan lenders based on your needs.

    View More Cities →

    Calculator for Montana Payday Loans Estimate

    Utilize the calculator below to keep yourself informed about the estimated total costs of a payday loan in Montana.

    Estimated Payment

    $ null

    • Total Principal Paid:$ 1,000.00
    • Finance charge:$ 255.62
    • APR: 311.00 %

    Payment Breakdown

    Montana Payday Loans at Your Surroundings