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- American Bank & Trust Co Blvd, Camellia, Lafayette
- Phone:
- +1 337-988-3374
- Website:
- https://www.americanbankandtrust.net/
- Address:
- 1306 Camellia Blvd, Lafayette, LA 70508, United States
- Hours:
- Wednesday8:30AM–5PMCLOSE
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American Bank & Trust Co Reviews
5.0 stars based on 3 reviews
Featured Comments:
d
dromero33
5.0
Best customer service of any bank I have ever dealt with. All knowledgeable associates.
M
Michael Gibney
1.0
Terrible experience overall! My wife and I started an application for a HELOC on a paid off property in January of this year. We Spoke with Joseph Gajan, a family acquaintance. He said that the Application should take 30 - 45 days from the start. However, in MAY (5 months later) we were told that he "Forgot to run the credit"...after 5 months! Despite multiple emails, calls and even texts from our end to check on the progress during that time. All the info he needed plus extra, was provided in January. We even paid to alter the ownership of the property in order to expedite the Application, as well as used personal finances to bolster property values at that time for the coming up appraisal. After 5 months of waiting and being ghosted, we were told by Joe that we would not be accepted for the HELOC App. This was supposedly based on the fact that MY credit (lower) and my wife's credit (Better) are "Coming up as the same". However, when we checked with "Experian" the credit for my wife had NEVER BEEN RAN. Not a soft or hard check. Nothing. When we asked him to re-run it, he said he would under my wife's credit only. However, we have been ghosted for almost another 4 weeks. Despite again, 6 messages asking for an update. Or really any communication at all. No response was ever given. We placed the app in January because it is our best quarter. All finances etc were in place for the HELOC. This is why we reached out to Joe personally at that time. The property was appraisal ready, and all finances were set. Due to this negligence, we have missed out on multiple business opportunities relating to the HELOC. This overall has been one of the most disappointing and unsatisfactory experience we have ever had with a bank of any kind. 0/10 Would not recommended.
L
Lynnet Richard
5.0
Couldn’t ask for better customer service!🙌🏼🤝👏🏼
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Estimated Payment
$ null
- Total Principal Paid:$ 1,000.00
- Finance charge:$ 255.62
- APR: 311.00 %
Payment Breakdown
Map & Direction
Directions- Wednesday :8:30AM–5PM
- Thursday :8:30AM–5PM
- Friday :8:30AM–5:30PM
- Saturday :Closed
- Sunday :Closed
- Monday :8:30AM–5PM
- Tuesday :8:30AM–5PM
FAQs
1. How Can I Make Contact With American Bank & Trust Co?
You may get in touch with them by phoning this phone number +1 337-988-3374. Using their website's online form can be helpful.3. How Can I Take Out a Loan at American Bank & Trust Co?
You can submit an online application on their website. If you need online loans on the same day, you can visit WeLoans for further details.5. What if I Can't Repay My Loan?
You can talk with your lender if you think you might have difficulties making your payments on your loans. Your lender may either agree to a different due date or let you skip payments for several months.
2. Where Is American Bank & Trust Co? How Do I Locate It?
American Bank & Trust Co is at 1306 Camellia Blvd, Lafayette, LA 70508, United States. You can check the map to find the shortest path. You can find more similar loan stores here.4. Is American Bank & Trust Co an Agency or a Lender?
American Bank & Trust Co is a Bank. However, WeLoans, as a lending broker, can assist you in connecting with more than 100+ lenders to get a loan with no credit check.6. Is American Bank & Trust Co Provide Online Loans for Bad Credit?
Yes. Nevertheless, if you want to get online loans for bad credit, you can try WeLoans.