Bay Federal Credit Union-0
Bay Federal Credit Union-0
Federal Credit Union

Bay Federal Credit Union River St, Santa Cruz, California

3.1
(13)Check map
Phone:
+1 831-479-6000
Website:
https://www.bayfed.com/
Address:
420 River St, Santa Cruz, CA 95060, United States
Hours:
Thursday9AM–5PM
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    Bay Federal Credit Union Reviews

    3.1 stars based on 13 reviews

    Featured Comments:

    • m

      michael

      5.0

      I love Bayfed and it's all because of the team that runs the branch. I hit a little bump in the road a few months ago and Frank who manages the branch was of tremendous help. Always welcoming and always positive. I love Bayfed!!

    • K

      Kory Asfour

      1.0

      This is a reverse bank robbery... Bayfed blocked my credit card payment without explanation, which triggered a bounced check fee from my CC issuer. I then attempted to transfer the funds from my mickey mouse Bayfed account into a fully functional one to make the CC payment. Bayfed's system returned the vague error "Recipient could not be verified. Please contact us or try again later." Looks like I'll need to withdraw my balance in cash to get the money out? Ironically I deposited cash with Bayfed in the first place out of convenience hoping I could then use it.

    • M

      Matthew Boffemmyer

      1.0

      Bay federal used to not nickel and dime you. Now its 5 dollar "maintenance" fees, over draft protection fees (where they charge $10 to move your money from your savings to your checking) I have direct deposit setup with my company and regardless of how much money us in my account I am still charged a monthly fee. Ill be cashing everything from now on and only putting money in when its something I absolutely cant pay with cash. Tired of the nickel and dime pony show with these banks.

    More reviews (10)

    Payday Loan Calculator

    Estimated Payment

    $ null

    • Total Principal Paid:$ 1,000.00
    • Finance charge:$ 255.62
    • APR: 311.00 %

    Payment Breakdown

    Map & Direction

    Directions
    Hours:
    CLOSE
    • Thursday :9AM–5PM
    • Friday :9AM–6PM
    • Saturday :9AM–3PM
    • Sunday :Closed
    • Monday :9AM–5PM
    • Tuesday :9AM–5PM
    • Wednesday :10AM–5PM
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    • Payday Loans
    • Personal Loans

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    FAQs

    • 1. How Can I Get In Touch With Bay Federal Credit Union?

      Please Call +1 831-479-6000. You can complete contact form on their site.
    • 3. How to Get a Loan at Bay Federal Credit Union?

      You can apply on their website if you want to get loans.
    • 5. What if I Fail to Pay My Loan On Time?

      You need to contact your lender for negotiation before you commit a breach of contract if you can't pay back the money.
    • 2. What's the Location of Bay Federal Credit Union?

      420 River St, Santa Cruz, CA 95060, United States is the address of Bay Federal Credit Union. You can find more nearby loan stores in California here.
    • 4. Does Bay Federal Credit Union Work as an Agency or a Lender?

      Bay Federal Credit Union is a Federal credit union open for all kinds of loans. Besides, you can try WeLoans that can find you the best lenders for your reference.
    • 6. Does Bay Federal Credit Union Accept People with Low Credit Scores?

      Sure, you can call them for more details before you move forward.