Cogo Capital E Front Ave, Coeur d'Alene, Idaho

Cogo Capital Reviews

3.9 stars based on 39 reviews

Featured Comments:

• J

  John Mitchell

  5.0

  VERY GLAD TO WORK WITH OUR LENDERS AND LEE ARNOLD'S LEADERSHIP OF PROGRAMS. I WILL BE IN TOUCH WITH ALL OF THE LENDERS AS A BROKER FOR ALL THE SELLING AND BUYERS IN THE MARKETS AS FO MY CONNECTIONS OF RELIABLY TO DO IT THE WAY THE SYSTEMS REQUIRE.

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  Response from the owner

  Great news John. We appreciate your loyalty.

• J

  Jody W

  1.0

  I called to get funding info. I stated to the representative that I had not done a fix and flip before and have a general understanding. I assumed I would talk to someone who can help me better prepare and see if this company would work for me and my deal. I am aware that there are several options out here to get funded, we are entitled to weigh our options! As an investor in several other capacities (outside of real estate), family members in real estate, and a reputable business owner. I was transferred and held for nearly 7-minutes - patiently. Only to have a dry and rude man answer the phone. I am not sure if Google allows you to state their name but I will leave a review on trust pilot. He must have gotten his personality from a cracker jack box but this is business and I let that go. He did not really introduce himself I had to ask for his name. He just answered the phone and said "Have you worked in Real Estate? What deals did you have? How long?" That was off-putting but I am a tough person so I just proceeded to answer his questions. I understood that maybe there is a process. I answered him and told him I had rentals only. He proceeds to get more pompous. Then he went silent; just dead air on the phone. I said "Hello, are you there?" and this guy (with his stunning personality) just says "Yeah. I'm taking notes." At this point, I am ready to just politely leave the conversation and call the other company. I continued to answer his questions but was very uncomfortable and then he (says MY tone is bad). First, I am a woman and I was polite and answered him. Yet, he states "based on your tone, you seem frustrated with my questions and I have to ask them." no sir, I am second-guessing working with such an unprofessional person. I called with research, properties, and other companies I was considering, and this jerk on the other end talked to me like a 5-year-old or some "young woman" wasting his time. So here's a tip, COGO, when your reviews are terrible (like they are) treat ALL people with some sort of dignity. You need deals, I didn't have to call your company and I chose to call your company. I would caution those calling in for inquiries and do not feel a company should be trusted when that is their interactions with "clients/partners". If you did not work with novice fix and flippers (although after researching that is not true), it is better to say that and move on. COGO = NO GO! I dodged a bullet because it appears they are even worse with their deals. Just read the other reviews to see for yourself. RUN!

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  Response from the owner

  Jody, Thank you for sharing your experience. It is definitely unacceptable and not our intent to provide anything other than outstanding customer service. We'd love to speak with you to help us improve and to help you with your loan. Please contact our Vice President at Cogo Capital, Gary Myers at [email protected]. Thank you.

• S

  Sunil Dudeja

  1.0

  They are a rip off. The positive 5 Star reviews are most likely fake. I mean how a reviewer can comment about another reviewer. I had a financial intermediary and they offered COGO capital. First of all that intermediary is ridiculous. Then this company is trying to squeeze all the money possible. I applied for a purchase. First, I was told they can close within the time that I had. They charged me $250 just to apply and get the final numbers. The final numbers are 13% for 12 months interest only. On top of that they add ridiculous fees. Closing cost for a loan of $71K is around 5.5K. Only a financially illiterate person can sign this. STAY AWAY. Worst lender out there..Better you dont even get into a business where you need this rip off lenders. The guy I worked with is Jay Murray.

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