Gesa Credit Union-0
Gesa Credit Union-0
Credit Union

Gesa Credit Union W 27th Ave, Kennewick, Washington

3.4
(18)Check map
Phone:
+1 509-378-3100
Website:
http://www.gesa.com/
Address:
4500 W 27th Ave, Kennewick, WA 99338, United States
Hours:
Tuesday9AM–6PM
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    Services

    • Checking Accounts

    • Debit Cards

    • Savings Accounts

    • Credit Cards

    • Loans

    • Home Equity Loans

    • Home Loans

    • Personal Loans

    • Student Loans

    • Vehicle Loans

    • Emergency Loans

    • Business Checking

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    Gesa Credit Union Reviews

    3.4 stars based on 18 reviews

    Featured Comments:

    • K

      Kyle Lenkersdorfer

      5.0

      Highly recommended. Commercial and personal banking.


      Response from the owner

      Thank you, Kyle for your review about your experience! Your feedback is appreciated and we hope you have a nice day! Thanks, Gesa Credit Union

    • V

      Valerie WorkWithWords

      1.0

      Terrible organization. We'll be closing our account tomorrow - after around 40 years with them. Since Inspirus took over they've gone steadily downhill, and we've just had two experiences that finished them for us. First, my husband got caught up in an online scam around Christmas, when he purchased a computer online for a too-good-to-be-true price. Within less than an hour of paying for it with his Gesa check card he realized it was a scam and called Gesa to stop payment. (He had already informed the "seller" that he wished to cancel the purchase, and of course no computer has ever been delivered.) That phone call was bounced from one person to the next and got nowhere. So we went in - now a couple hours after he'd made the purchase - and asked in person for them to stop the payment. The person at the desk was very unhelpful, basically told us he was pretty stupid for making the purchase, and said it wasn't possible to cancel it without the scammer's approval. We told him this made no sense - one can cancel a check; why not a check card payment??? Well, eventually they put a hold on the payment, and we've just received a letter from they stating that they have determined that "no error occurred" (so where is our damn computer? And why can we not get a response from the "seller"?) and that we had failed to provide required documentation (not true). It's only $90, but that's more than we really want to donate to a scam - and it's not the first time Gesa has paid scammers out of our account. Several times in the past they've texted a query as to whether a payment was authorized, and we've texted back "NO" and the payment has gone through anyway. They've also put unauthorized payments through on outdated cards. The sum has always been relatively small, which is why we've always just let it go, but NO MORE. More recently, we've suddenly been unable to access our account online. After much phoning and bouncing from place to place and being told it was the fault of the internet service provider, they finally admitted that the problem was being caused by their contractor who interfaces with ISPs. They can't tell us what the problem is or when it will be solved or, in fact, anything. Their best suggestions, to date, have been, "Just access your account on your phone" (doesn't work when you're trying to plan and manage your monthly budget!) and "Connect through another ISP, like a neighbor or a Starbucks" (because I really want to go to Starbucks with all my bills and sit on an unsecure wifi to deal with my monthly budgeting). Enough already! These clowns don't care about customer service - their rating on Yelp is less than 2 stars, and conversations with friends indicate that our dissatisfaction isn't unusual. We're done!


      Response from the owner

      Hi Valerie, we are sorry to hear about your experience. We would like the opportunity to discuss the situation further. Please send us an e-mail to [email protected] with your contact information and we'll follow up. Thank you for bringing this to our attention.

    • R

      Ron Mckenzie

      1.0

      Branch manager made a poor judgment call. My wife's work cut her a payroll check because they missed a deadline due to veterans day for direct deposit. She has worked at the same place for 2 years. You can clearly see direct deposits for a lengthy time. They are holding over 700 dollars for 3 buisness days. In most cases I would agree for thier policy and I understand why. I plead my case of my mortage being short because of this and what my wife's work did. Also ofbthe fact my wife could have cashed the check instead, than deposited it as a work around. So you would think they could just lift the hold. It all adds up and sounds logical right? The branch manager told me (we do not feel comfortable lifting the hold and your going to have to wait) I know for a fact they have the power to do so but they didn't. I will not ever be utilizing this branch again. I will also let my friends and family know of this incident. I had more than enough to cover it in savings, sub savings, and credit. Not to mention a 100% payment for my auto loans for several years. Thanks for looking out Gesa...... guess I'll use 2 of my monthly transfers up because (you feel uncomfortable) 😆 no wonder your ratings are so low. While I'm ranting here, how about you replace that atm outside that ate my check last month, froze up, and wasted my time. If it wasn't for your low car rates ide be back to hapo by now. Oh and you fued with the credit bureaus where it wasn't reporting, caused us to loose a house deal. That was over a month! Thanks again for all your wonderful proffesionalism!


      Response from the owner

      Hello Ron. We are sorry that your experience hasn't met your expectations. We would like the opportunity to discuss this with you further. Please e-mail your contact information to [email protected] and we'll follow up. Thank you.

    More reviews (15)

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    Estimated Payment

    $ null

    • Total Principal Paid:$ 1,000.00
    • Finance charge:$ 255.62
    • APR: 311.00 %

    Payment Breakdown

    Map & Direction

    Directions
    Hours:
    CLOSE
    • Tuesday :9AM–6PM
    • Wednesday :9AM–6PM
    • Thursday :9AM–6PM
    • Friday :9AM–6PM
    • Saturday :9AM–1PM
    • Sunday :Closed
    • Monday :9AM–6PM
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    FAQs

    • 1. How Can I Get In Touch With Gesa Credit Union?

      Please Call +1 509-378-3100. You can submit contact form for further negotiation.
    • 3. What Services Does Gesa Credit Union Offer?

      Gesa Credit Union provides services below:Personal LoansChecking AccountsDebit CardsSavings AccountsCredit CardsClick here to find more details from Gesa Credit Union.
    • 5. Does Gesa Credit Union Register as an Agency or a Lender?

      Gesa Credit Union is a Credit union that may accept all kinds of loans. Besides, you can try WeLoans that can find you the best lenders as you like.
    • 2. Where Can I Find out Gesa Credit Union?

      4500 W 27th Ave, Kennewick, WA 99338, United States is the location of Gesa Credit Union. You can find more nearby loan stores in Washington here.
    • 4. What's the Procedure of Applying for a Loan at Gesa Credit Union?

      You can follow on their website whenever you want to take loans.
    • 6. What if I Can't Repay My Loan On Time?

      You need to contact your lender for negotiation before you commit a breach of contract if you can't fulfil the agreement.
    • 7. Does Gesa Credit Union Accept People with Bad Credit?

      Sure, please contact them for more details before you borrow money.