Hometown Mortgage Corp NY Amsterdam, New York

Hometown Mortgage Corp Reviews

4.0 stars based on 4 reviews

Featured Comments:

• J

  Jason Waight

  5.0

  I give Robin and Dave a 5 star rating. They were very helpful for me and made my transaction go very smoothly and quickly. My purchase was 4 years ago and still to this day I am happy with how everything turned out. Since my purchase I sent several people their way and all of them ended up going through them to purchase their homes. Just as we all are busy with our family schedules they are too and some people cant understand that they are not going to always make it on time but they have always sent out a message to assure you if they were going to be late. I still highly recommend these guys for all your home buying needs.

• f

  funkevolution Admin

  1.0

  WHY IS THERE NO OPTION FOR ZERO STARS?!?!? My Step-Mother chose Hometown Mortgage to secure financing for her purchase of my father's home from me, following his passing. We both worked closely with Dave's team and, for the most part, his Team was just exceptional (Tina especially). Dave, himself, however was a very different experience. Our initial meeting with Dave was very pleasant and he was able to secure very fair financing for my Step-Mother. That's where the positivity in this story ends. Dave was late to each of our meetings, he was inattentive to phone calls and emails and we discovered several instances where exuberant 'hidden fees' popped up that made my Step-Mothers closing costs skyrocket thousands beyond his initial estimates. Although we were a For Sale By Owner transaction, he somehow charged my Step-Mother as a Real Estate Agent to represent the transaction. This $500 fee for 'representation' was never discussed ahead of the Final Closing Disclosure and he then indicated it was the original $500 'deposit check' he'd represented as being a deposit against closing costs - however, in the final disclosure, that $500 did not reduce closing costs and it came to light that this was an additional fee he was charging that we were never told about. Though I understand we are all human, Dave's conversation with me regarding this hidden fee was incredibly heated and professionalism (on both our parts I suppose) went out the door! As a 'customer' finding this fee in a final disclosure (and at the risk of losing the transaction altogether in the 11th hour), I expressed my irritation and would not stand down to his screaming and accusatory attitude, his continuous return to "I do not work for free" (even-though his commission for the services we contracted him to perform were paid for by the Lender). Ultimately, Dave's errors and undisclosed fees cost me well over a thousand dollars in proceeds and my Step-Mother's out of pocket to close was FAR higher than initially discussed and agreed to. It was only out of desperation that we both 'ate' our prospective losses and proceeded to closing. Lastly, when closing day arrived, not a single person from Dave's office attended the closing and I, myself, had to go to Dave's office to 'courier' documents to the closing. The fact that Dave was paid BOTH as a Mortgage Broker AND as a Real Estate Agent....and STILL couldn't be bothered to attend the closing was dismissive to us as his clients and disrespectful on many, many levels. In short, I would STRONGLY encourage any friend, family member or stranger for that matter, to seek out any possible option for financing other than this deceptive company. My wife and I purchased a house costing 5x the price of the property discussed above and we had a significantly less stressful, more professional and seamless transaction with our mortgage broker. I cannot express enough how dissatisfied we are with this company (less the support staff who saved this transaction).

• J

  Jacques Parent

  5.0

  Dave and his team are awesome! We bought a house on a VA Loan - Dave was very familiar with the peculiarities & nuances of VA qualification. Initial prequal started on his website, and was very simple. Dave & his team kept us apprised of loan qualification status throughout the process, and always got back immediately to us with our questions. The seller wanted a fast closing, and we were nervous that we would lose the deal due to a long VA loan process. Most impressive - Dave was able to push through the VA loan in JUST 31 DAYS from initial contact!! This is my third house purchase via VA loan, and by far the fastest! He even called us back following the closing, to make sure that all went well. Hometown Mortgage's team was fantastic - would gladly work with them again!

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