OneMain Financial Betteravia Rd, Santa Maria, California

OneMain Financial Reviews

3.9 stars based on 10 reviews

Featured Comments:

• S

  Sherri Earl

  5.0

  This place is amazing. The Staff is very friendly and welcoming. They are extremely helpful. Thanks to them my Credit Score has soared. This is a very honest, trustworthy company with the main goal of helping people. I highly recommend them to anyone who needs a loan and help to improve their credit. I went from high 500s to high 700s credit score thanks to their help. :)

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  Response from the owner

  Hi Sherri, Thank you for taking the time to provide us with a review of your experience. We are pleased to hear that our team made your experience pleasant, and we look forward to seeing you again soon! – LF

• C

  Cassi Harrelson

  1.0

  Worst place ever went for a Loan to help me get out of debt and this place puts you in more debt . Sets u up on only an interest bearing loan which takes 4$ a day in interest after 30 days that’s 120$ so If Ur loan is 196$ a month truly only like 76$ or so is going to the actual loan rest is their interest they are hurting people more in the long run because of this. I tried asking for help from corporate for one month told them I had a financial hardship when I went to go pay the following month guess what .60 cents went to my loan because the entire month I didn’t pay and let them know they still charged me the 4$ interest every day!!! Tried asking for help and they have nothing to help u. Basically u get a 5,000 $ Loan these people are truly gunna get u for about 10,000 $ so look around before going through One Main Financial believe me it’s not worth it. Recently talked to other places like Upstart and so forth and they have many opportunities to help u and to be sure interest like this one doesn’t get u for everything! Also Scott the Manager had no resolution just more like : sorry about ur luck had u been able to pay that month u wouldn’t have all this interest build up. Hence the fact why I asked for help!!!

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  Response from the owner

  Hello Cassi. All standard installment loans follow a structure that applies initial payments to the interest, while final payments are applied to the principal. So long as all payments are made in full and on time; this will completely pay off your loan in the agreed terms. Please feel free to reach out to your loan specialist to review your account. Thanks. -AS

• V

  Vanessa Luna

  1.0

  GO SOMEWHERE ELSE! If you have lots a debt, they don't care about how much you make even if you have a private income its not enough, somehow after going 25 times or more because the agent was always out of the office, Still got a loan online through a different agent, it was only a little 2,000 loan and they end up suing you if you don't pay for it, I tried to reason with them going back to school as a nurse but they shame people instead and push other stuff on you to get as your package insurance in case you can't pay, if you are in debt and owe them pay them as fast as possible, don't get interest and try somewhere else.

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  Response from the owner

  Late or missed payments can increase the amount of interest you may owe, you should always pay your monthly loan payments on time, to avoid paying additional interest charges or late fees. Please feel free to reach out to your loan specialist to review your account. - CK

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