SDCCU Pacific Beach Branch Garnet Ave, San Diego, California

SDCCU Pacific Beach Branch Reviews

3.1 stars based on 9 reviews

Featured Comments:

• L

  L L

  5.0

  Literally thee best SDCCU branch in San Diego. Customer service is excellent, plenty of parking, and fast service. Highly recommend.

• P

  Paul Jessop

  1.0

  *AVOID AT ALL COSTS* *CHARGED ILLEGAL FEES AND SUBMITTED FALSE INFORMATION TO THE CREDIT BUREAUS* *REFUSED ARBITRATION WHEN PROVIDED WITH PROOF OF THEIR ERROR* Please note that the employees at this branch are ALL great, they just work for an EVIL organization.

• M

  Michael Hallahan

  1.0

  This "credit union" totally screwed my credit for no good reason!!. I stopped using my checking account in march due to moving out of the area and switching to another bank. I forgot to close the account. Unbeknownst to me, I accidentally selected my sdccu checking account to make a payment on a credit card. This put my account in the negative. I had no idea and was never called about it. The only correspondence I recieved was an email about an "e notice" from sdccu, which I ignored because i figured it was regarding a statement being available or something innocuous. They didn't bother to give me a curtesy before reporting the collection to the credit bureaus, dinging my flawless credit report. My fico score went from 780 to 646. My plans to purchase a home are severely impacted now. I thought credit unions were supposed to be member owned and consumer friendly; not this one! I found out about the overdraft completely by chance, i thought i had a small positive balance in the account so i logged in to transfer it out and close the account. By that time, they had already closed my account and i was unable to pay it online. I called in and they informed me i would have to mail the balance or come in person to pay it. I happened to be back in California temporarily for work so i planned on going on the weekend to the branch to pay it off. Before i made it there it had already hit my credit!!! This is so disappointing that SDCCU made no effort to inform me of this tiny $220 debt before seriously screwing up my life. Who knows how many tens of thousands of dollars this will cost me interest in the future, if i can even qualify for financing now...

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