Spero Financial N Town Dr, Spartanburg, South Carolina

Spero Financial Reviews

3.6 stars based on 56 reviews

Featured Comments:

• M

  Mamie Kelly

  5.0

  🤗The change over to Spero Financial got even better. Got ATM on Greenville Hwy 29 Lyman SC. Thank you. Saving my $fee. cost.🏧. To the people. Watch your surroundings. Be safe at your nearest 🏧

• K

  Kross Kross

  1.0

  I’ve been banking with Spero for a while. Terry the branch manager is awesome so was Sharae. I lost my job due to catching Covid and had a major surgery. So i took money from taxes paid a lump some so I wouldn’t be behind on my payments Cherise applied it to principal. Destroying my credit, they also took my credit card because of this. Cherise also threatened to use my personal information out of their database to sue me for recording her without her permission! Which is against the law to use my personal information with my bank for your own purposes. I feel as though I’ve been highly violated. I’m so disappointed and I’m happy I do have all this on recording

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  Response from the owner

  We take matters like this very seriously and are actively working to conduct a detailed review of what occurred. If they haven't already, a member of our team will contact you directly for more details.

• K

  Keith Southerns

  1.0

  When I first moved to Sc I started with SCTelco as my bank. Had credit cards and car loans all paid on time and without issue. Left and eventually came because of their good service. Went through a tuff time and trying to get back on track with the IRS and my credit. I have a new charge off on my credit that reduced my score from 643 to 543 from Spero for $76. This is on an account that I closed. So I called today to see what it is and how to fix. Keep in mind I didn't have over draft protection either. But apparently the account was closed as I thought and since the company had my ACH info their allowed to withdrawal from a account I thought was closed. Overdraft protection or not apparently. So I asked if I pay the $76 will they remove the derogatory event from my credit. First I was told once I pay, it will automatically fall off. Which is not true. Once I pointed this out the lady told me the will not remove anything from my credit over $25. Very unethical company at best. Just so happens that can't see past a certain date now the account has been charged off. The other interesting part is I never received any information to be able to handle the issue before it came to this. So $76 has put me deeper in a financial whole. Do yourself a favor and bank with someone who has better ethics.

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  Response from the owner

  Mr. Southerns - We are surprised and disappointed to read of your recent experience. As a member-owned cooperative, we strive to provide excellent member experiences each and every time. We have passed this information to our Operations team to look into further. They may reach out directly to you for more detail.

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