XCEL Federal Credit Union-0
XCEL Federal Credit Union-0
Credit Union

XCEL Federal Credit Union Broad St, Bloomfield, New Jersey

2.3
(3)Check map
Phone:
+1 973-275-9235
Website:
http://www.xcelfcu.org/
Address:
1460 Broad St, Bloomfield, NJ 07003, United States
Hours:
Wednesday9AM–5PM
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    XCEL Federal Credit Union Reviews

    2.3 stars based on 3 reviews

    Featured Comments:

    • S

      Shane Hatcher

      5.0

      I've been banking with Xcel since 2010 and have financed three cars, several personal/home improvement loans and a credit card so far. I've always gotten good rates. The service is slower than .com banks and the big banks and credit unions. But the rates are lower and you aren't just a credit score. They talk with you and explain if you need to pay something off to get approved and they don't just send a dear john letter. They will even encourage you to take a lesser term and pay less interest if you can. Xcel is small and it will take them a day to process something. They aren't a sign and drive kinda place, but the rates are simply awesome. I'm sorry, but for me waiting 24-48 hours is worth saving a few thousand $ in interest.

    • J

      Jennifer Saldado

      1.0

      This place is terrible and it’s only gotten worse since Covid. Shame on me for listening to my employer to sign up! the accounting department is incompetent, upper management is a joke !! Do yourself a favor and go to a real bank!

    • A

      Ashleigh Handley

      1.0

      If I could've left them 0 stars, I would have. Rude, rude, RUDE!

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    Estimated Payment

    $ null

    • Total Principal Paid:$ 1,000.00
    • Finance charge:$ 255.62
    • APR: 311.00 %

    Payment Breakdown

    Map & Direction

    Directions
    Hours:
    CLOSE
    • Wednesday :9AM–5PM
    • Thursday :9AM–5PM
    • Friday :9AM–5PM
    • Saturday :Closed
    • Sunday :Closed
    • Monday :9AM–5PM
    • Tuesday :9AM–5PM
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    FAQs

    • 1. How Can I Make Contact With XCEL Federal Credit Union?

      You may reach them at this phone number +1 973-275-9235. Completing their online form on their website can be helpful.
    • 3. How Can I Take Out a Loan at XCEL Federal Credit Union?

      You can submit an online application on their website. If you need same day loans, you can visit WeLoans for further information.
    • 5. What Happens If I Cannot Repay My Loan?

      You can talk with your lender if you expect to have difficulties paying your payments on your loans. Your lender may either agree to alter your due date or permit you to defer payments for a few months.
    • 2. Where Can I Find XCEL Federal Credit Union? How Do I Find It?

      XCEL Federal Credit Union is at 1460 Broad St, Bloomfield, NJ 07003, United States. Just use the map to locate the quickest route. You can find more nearby loan stores in New Jersey here.
    • 4. Is XCEL Federal Credit Union an Agency or a Lender?

      XCEL Federal Credit Union is a Credit union. However, WeLoans, as an online lending agency, can help you establish connections with over 100+ lenders to get loans with no credit check.
    • 6. Is XCEL Federal Credit Union Provide Bad Credit Loans Online?

      Yes. However, if you need a bad credit loan, you can try WeLoans.