What Credit Score Does Landmark Require?
From the available information, Landmark does not appear to require a minimum credit score for its loans, focusing instead on your overall financial situation, so people with bad credit can get a loan, although the APR will be high.
For loans with lower rates of interest and faster approval, Landmark also offers loans secured against collateral that are easier to qualify for. The risk is that, if the loan is not repaid, Landmark can take your collateral and sell it to recover the loan and costs.
What Are My Alternatives to Get a Personal Loan With Bad Credit?
There are many lenders online who will offer online personal loans to people with bad credit, although it can be difficult to know which are trustworthy and which are just predatory lenders. To connect with a lender you can trust, you should use an online broker such as WeLoans of one of these listed here:
- WeLoans: Best for same-day payday loans online
- US Bad Credit Loans: Best for people with bad credit
- CocoLoan: Best for fast approval and quick cash
- BadCreditLoans: Best for easy bad credit loans online
With just one easy submission, they can put you in touch with a variety of lenders who will consider loans to people with bad credit, provided you have a regular income and can show that you can manage to repay the loan as well as handle your normal monthly expenses. Since interest rates and terms vary between most lenders, it is important to take time to compare the various loan offers before making a decision.