Most lenders look for a score of at least 660 for a personal loan of $15000, and even then they may have other requirements such as a minimum income level and a deposit.
A credit score in this range is considered fair, but not good, so it is likely that if you get a loan approved, it will come with high-interest rates and additional fees. You must take this into account and make sure that you can afford the regular repayments as well as cover your normal household living expenses.
Examples of Credit Score Required by Personal Loans for $15000
Different lenders vary in their requirements for minimum credit scores, and a low score can also determine how much they will allow you to borrow. To make it easier to compare different lenders you can use an online broker who can send your details to multiple lenders who may be able to assist in finding the right personal loan that works for you.
Here are some examples of the various lenders and their credit score requirements:
| Lender | Available Loan Range | Credit Score Required |
| Citizens Bank | $5,000 - $15,000 | 680 |
| Citibank | $2,000 - $30,000 | 680 |
| SoFi | $5,000 - $100,000 | 680 |
| Discover | $2,500 - $35,000 | 660 |
| Citizens One | $5,000 - $15,000 | 680 |
Conclusion
Even with a credit score of 660, you may find it difficult to get approval for a personal loan of $15000. To boost your chances of finding the right lender who will help, you can use an online broker such as WeLoans.
When you go to our website, you only need to fill out one simple form and we will connect you with a variety of lenders who will consider your situation and make loan offers. You can look through the various offers and compare the terms and rates before deciding on which one gives you the best deal you can afford.