Not a lot of documents are required to get started on Upstart, and the process is really straightforward. All you'll need to provide are your identification, your validation, and your income proof documents which will be covered in detail as follows.
Eligibility of Getting Approved with Upstart
Here we list the minimum eligibility requirements and any other documents you might need for the Upstart Verification Process:
Must be a U.S Citizen with a Valid Passport and an Active Social Security Number
Any identification documents that prove your U.S. citizenship can be used. Alternatives can include a National Issued I.D. card, Driver's License. Exceptions are available for active-duty service members outside the U.S.
18 Years of Age (19 Years for Alabama or Nebraska Residents)
Your passport or ID documents will be checked to verify your age.
Must Own a Personal U.S. Bank Account and Have an Active Email
Account for funds transfer and email for updates.
Must Have a Regular Source of Income
This includes both part-time and full-time jobs. People who've gotten an offer for a job within 6 months can also apply.
Alternatives to Upstart
Here are some other options you can consider before going for Upstart:
WeLoans
- 97% approval rate overall.
- Variety of loan products for people with all kinds of credit.
- Maximum loan amount of $35,000.
UnityLoan
- Easy application process without the need of faxing any kind of documents.
- Connection to tens of lenders with just one application.
- Generous no hard credit check loan offers.
CocoLoan
- Loan offers are tailored to the needs of the applicant.
- Reviewing the application takes just a few hours.
- Loan products are available for unemployed people as well.