Mountain America Credit Union-0
Mountain America Credit Union-0
Credit Union

Mountain America Credit Union N Main St, Cedar City, Utah

4.5
(55)Check map
Phone:
+1 435-586-0143
Website:
https://www.macu.com/Branch-Locations/UT/Cedar-City/Main-Street-Branch/0078
Address:
410 N Main St, Cedar City, UT 84721, United States
Hours:
Thursday9AM–6PM
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    Services

    • Retirement Planning

    • Auto Loan Financing

    • Mortgage Financing

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    Mountain America Credit Union Reviews

    4.5 stars based on 55 reviews

    Featured Comments:

    • J

      Jan Wilbur

      5.0

      Teller was very friendly and took care of my request and double check with another employee to verify the correct procedure for an IRA.


      Response from the owner

      Thanks for the great review, Jan! We look forward to serving you again soon!

    • C

      Craig Bailey

      4.0

      It might have just been a bad day but my last experience there was only two tellers working so the wait time was pretty long once my turn everything went fast and the teller was kind and courteous.


      Response from the owner

      Hi, Craig! Thanks for taking the time to leave us a review and for your patience. We look forward to serving you again soon!

    • S

      Samuel Dodd

      1.0

      Can you give 0 stars? Mountain America for a Credit Union is great but DO NOT I repeat DO NOT EVER USE THEM FOR A MORTGAGE. I was told 4 times I was approved. We had to ask the seller for multiple extensions and then 2.5 weeks after we were suppose to close we are told we no longer qualify even with 800+ credit scores, 5x more income then required, and enough cash in the bank to purchase the home with cash. It makes absolutely no sense. The mortgage department is completely incompetent at Mountain America. It's really sad how bad it is because as a credit union they are actually pretty dang good. So just too reiterate. DO NOT UNDER ANY CIRCUMSTANCE USE MOUNTAIN AMERICA for a HOME LOAN. You will be lied to, strung out and discarded with no regard. Update. The lender is saying the underwriter "changed her mind" and that is the reason I was approved then rejected. The truth is I had locked at a 4% interest rate and rather then the bank take the hit they denied the loan sine rates went to 6%. Would they have dropped the % rate if rates had declined? Absolutely not . Mountain America Lending should be avoided at ALL costs. Don't say "ill give them a chance, dont say i bank there so having my loan with them will be easier, Just say NO. Remember the words of Mrs Reagen. JUST SAY NO TO Mountain American as a Lender.


      Response from the owner

      Hi, Samuel. We apologize about the negative experience you've had with us. We'd love to hear more about the situation to see how we can help. Please send us an email at [email protected] with more information and we'll have a team member get in touch with you as soon as possible. Thanks!

    More reviews (52)

    Payday Loan Calculator

    Estimated Payment

    $ null

    • Total Principal Paid:$ 1,000.00
    • Finance charge:$ 255.62
    • APR: 311.00 %

    Payment Breakdown

    Map & Direction

    Directions
    Hours:
    CLOSE
    • Thursday :9AM–6PM
    • Friday :9AM–6PM
    • Saturday :Closed
    • Sunday :Closed
    • Monday :9AM–6PM
    • Tuesday :9AM–6PM
    • Wednesday :9AM–6PM
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    Nearby Mountain America Credit Union Stores

    Back to Mountain America Credit Union Loans in Utah

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    Personal loan stores in Cedar City, UT

    FAQs

    • 1. How to Contact Mountain America Credit Union?

      You may reach them by dialing this phone number +1 435-586-0143. Filling out their online form on their website can be helpful.
    • 3. What Kind of Services Does Mountain America Credit Union Offer?

      Mountain America Credit Union also provides these loan types:
      Retirement PlanningAuto Loan FinancingMortgage Financing See more services from Mountain America Credit Union.
    • 5. Is Mountain America Credit Union an Agency or a Lender?

      Mountain America Credit Union is a Credit union. However, WeLoans, as an online lending broker, can help you establish connections with more than 100+ lenders to get loans with no hard credit checks.
    • 2. Where Can You Find Mountain America Credit Union? How Do I Locate It?

      Mountain America Credit Union is at 410 N Main St, Cedar City, UT 84721, United States. Simply use the map to discover the quickest route. You can find more nearby loan stores in Utah here.
    • 4. How Can I Take Out a Loan at Mountain America Credit Union?

      You can complete the online application form on their website. If you need same day loans, you can reach on WeLoans for more information.
    • 6. What Happens If I Cannot Pay Back My Loan?

      The best way is to speak with your lender if you foresee trouble making repayments on your loans. Your lender may either accept to change your due date or permit you to skip payments for a few months.
    • 7. Is Mountain America Credit Union Provide Bad Credit Loans?

      Yes. Nevertheless, if you need online loans for bad credit, WeLoans is a good option.