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- OneMain Financial St, N Water, Decatur
- Phone:
- +1 217-875-3425
- Website:
- https://www.onemainfinancial.com/branches/IL/Rockford/61101/982
- Address:
- 3170 N Water St, Decatur, IL 62526, United States
- Hours:
- Tuesday9AM–7PMOPEN NOW
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OneMain Financial Reviews
3.6 stars based on 8 reviews
Featured Comments:
M
Mary Anne Gunter
5.0
The girls were friendly and helpful, in spite of being very busy on the afternoon I was there. I would recommend them to others.
Response from the owner
Hi Mary, Thank you for taking the time out of your busy day to write this review. It is great to hear your feedback! Best wishes -JS
J
Jennifer McGee
1.0
I am here to second the lady about this company being a bunch of crooks. The balance has barely moved in 11 months. I just checked the payoff balance and they want MORE money to payoff the loan. Every other place you have a loan through knocks off the leftover interest, not these people. It's like they are penalizing you for paying off early, which they say they won't do! Absolutely do NOT do business with them. Deserving of zero stars and we will be fighting this.
Response from the owner
Hi Jennifer. All standard installment loans follow a structure that applies initial payments to the interest, while final payments are applied to the principal. So long as all payments are made in full and on time; this will completely pay off your loan in the agreed terms. Please feel free to reach out to your loan specialist to review your account. Thanks. -AS
T
TheLord IsReturning
1.0
OMG, I don't trust them at all. I just found out after checking my payment statements In almost a year (over $2,000 on payments) only $20 dollars was added to our principal the rest (about 98% of every payment) was going to interest WOW! This is an example Out of $425.00 payment only $0.60 cents went to my Principal and $424.40 to interest . This was done about every month for almost a year. This is not the percentage we agree on with this company. We demand an explanation , all we got is excuses. I was wondering why my balance hasn't moved, we owe the same as if we didn't made any payments for a year. I am never again getting a loan with them. We are definitively going to get help to fight this.
More reviews (5)
Payday Loan Calculator
Estimated Payment
$ null
- Total Principal Paid:$ 1,000.00
- Finance charge:$ 255.62
- APR: 311.00 %
Payment Breakdown
Map & Direction
Directions- Tuesday :9AM–7PM
- Wednesday :9AM–5:30PM
- Thursday :9AM–5:30PM
- Friday :9AM–5:30PM
- Saturday :Closed
- Sunday :Closed
- Monday :9AM–5:30PM
Nearby OneMain Financial Stores
- OneMain Financial37.7 milles away2727 S 6th St, Springfield, IL+1 217-753-2900
- OneMain Financial41.3 milles away501 W Town Center Blvd, Champaign, IL(217) 378-5355
- OneMain Financial41.4 milles away1304 Charleston Ave, Mattoon, IL+1 217-235-0366
- OneMain Financial43.6 milles away1540 E College Ave Ste 15, Normal, IL+1 309-451-1876
- Payday Loans
- Personal Loans
- Title Loans
FAQs
1. How Can I Get In Touch With OneMain Financial?
You Can Call +1 217-875-3425. You can submit contact form on their site.3. What Kind of Loans Does OneMain Financial Offer?
OneMain Financial provides services in the following:Installment loansPayday loansTitle loansFlex loansLine of creditClick here now to find more details from OneMain Financial.5. Does OneMain Financial Register as an Agency or a Lender?
OneMain Financial is a Loan agency open for all kinds of loans. Besides, you can try WeLoans that can find you the best lenders as you like.
2. What's the Location of OneMain Financial?
3170 N Water St, Decatur, IL 62526, United States is the location of OneMain Financial. You can find more nearby loan stores in Illinois here.4. What's the Procedure of Applying for a Loan at OneMain Financial?
You can follow on their website as long as you need loans.6. What if I Fail to Pay My Loan On Time?
You need to contact your lender for negotiation in advance if you can't fulfil the agreement.7. Does OneMain Financial Accept People with Bad Credit?
Sure, feel free to contact them for more details before you move forward.

