OTIS Federal Credit Union-0
OTIS Federal Credit Union-0
Federal Credit Union

OTIS Federal Credit Union Main St, Jay, Maine

3.6
(14)Check map
Phone:
+1 207-897-0900
Website:
http://www.otisfcu.coop/
Address:
170 Main St, Jay, ME 04239, United States
Hours:
Wednesday9AM–5PM
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    Services

    • VISA Credit Cards

    • VISA Debit Cards

    • Free Checking Accounts

    • Online Banking

    • Mobile Banking

    • Apple Pay

    • Samsung Pay

    • Google Pay

    • New Used Auto Loans

    • Recreational Vehicle Loans

    • Personal Loans

    • Home Equity Loans LOCs

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    OTIS Federal Credit Union Reviews

    3.6 stars based on 14 reviews

    Featured Comments:

    • J

      Judy St. Pierre

      5.0

      Quick and easy, and the staff are always helpful.

    • j

      joshua rollins

      1.0

      Just got my new card after they messed up on the first one when I opened my account I activated it and went to use it card was denied then when I checked my account the card was removed I've had nothing but problems with this bank only been a member for a month but so far I would not recommend this bank to anyone I've had 4 deposits to the account and yet to be able to use my card they failed in all that they promise to be worst bank I've ever been part of never had any issues when I used chime


      Response from the owner

      Hi Joshua, I'm so sorry to hear about your experience and completely understand your frustration. We'd love an opportunity to help make this right. Would you like someone to reach out to you to further discuss what is going on with your card?

    • D

      Dustin Small

      1.0

      They cancelled my debit card with no notification. When I called to complain that there should’ve been notice, I was told I should’ve seen it in Social Media. I do have an email on file and neither my wife of I received an email at the addresses you claim to have on file. The last email I had from Otis was 2021 as seen by the photo .We also have opened every paper statement received in the mail and the only extra paper ever in there are adds. I’ve had an account here since 1998 and we will be closing it down. This rollout was more than inconvenient and I hope you didn’t put others in this boat.


      Response from the owner

      Hi Dustin, I absolutely understand your frustration. I'm sorry to hear that you felt blindsided by our recent cards conversion and the subsequent deactivation of old debit and credit cards. The information was on Facebook, Instagram, and Twitter, but I know that these posts don't always end up in people's newsfeeds, and that not everyone uses social media. Please don't feel as though you are at fault for missing them. We truly wanted to make this big transition as painless as possible for members, and began communications regarding our new cards on February 1st. Paper statement inserts were sent out to those who receive traditional statements, and eStatement users received an email with the same information. If your email address was on file with us, you also should have received two emails with important card-related information and updates. A special page was built out on our website, and we created a banner ad with a link to that page within Online Banking. We do our best to keep everyone informed, and use all of these channels to try to reach as many members as possible. New cards with new PINs were mailed out the first week of March. If you're having trouble activating your card(s), please reach out, and we'd be happy to help. If you'd like to further discuss the issue with someone here, I can make sure that happens as well. We value your membership Dustin, and would love an opportunity to make things right.

    More reviews (11)

    Payday Loan Calculator

    Estimated Payment

    $ null

    • Total Principal Paid:$ 1,000.00
    • Finance charge:$ 255.62
    • APR: 311.00 %

    Payment Breakdown

    Map & Direction

    Directions
    Hours:
    CLOSE
    • Wednesday :9AM–5PM
    • Thursday :9AM–5PM
    • Friday :9AM–5PM
    • Saturday :Closed
    • Sunday :ClosedHoliday opening hours
    • Monday :9AM–5PM
    • Tuesday :9AM–5PM
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    FAQs

    • 1. How to Contact OTIS Federal Credit Union?

      You may contact them by calling this phone number +1 207-897-0900. Completing their online form on their website can be helpful.
    • 3. What Kind of Services Does OTIS Federal Credit Union Provide?

      OTIS Federal Credit Union also provides these kind of loans:
      Personal LoansVISA Credit CardsVISA Debit CardsFree Checking AccountsOnline Banking More services are available from OTIS Federal Credit Union.
    • 5. Is OTIS Federal Credit Union an Agency or a Lender?

      OTIS Federal Credit Union is a Federal credit union. However, WeLoans, as an online lending agency, can assist you in connecting with over 100+ lenders to get loans with no hard credit checks.
    • 2. Where Is OTIS Federal Credit Union? How Do I Find It?

      OTIS Federal Credit Union is at 170 Main St, Jay, ME 04239, United States. You can check the map to find the quickest route. You can find more similar loan stores here.
    • 4. How Can I Take Out a Loan at OTIS Federal Credit Union?

      You can submit an online application on their website. If you need same day loans, you can reach on WeLoans for more information.
    • 6. What if I Can't Pay Back My Loan?

      You should negotiate with your lender if you foresee trouble making repayments on your loans. Your lender may either agree to alter your due date or permit you to skip payments for a period of time.
    • 7. Is OTIS Federal Credit Union Provide Online Loans for Bad Credit?

      Yes. But if you need a loan for bad credit, you can try WeLoans.