Panhandle Gun & Pawn 15th St, Panama City, Florida

Panhandle Gun & Pawn Reviews

4.7 stars based on 70 reviews

Featured Comments:

• J

  Jerry Smith

  5.0

  Good customer service Bruce is awesome

• R

  Rickie fernandez

  5.0

  Great people to do business with very honest and upfront I would definitely recommend them .

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  Response from the owner

  Thank You!

• S

  Sarah Torrance

  1.0

  I put something in pawn. I had them explain the terms of the pawn twice when I first did. After the first month I came in and paid the interest on time. I was finally in a position to begin paying the principal, and went over the payment plan multiple times with him - I'd be paying weekly until the end of the month and the loan would be paid off, at which point I'd owe interest for the time it was being paid off. I went it to make my first weekly payment today and somehow another month of interest is owed even though I paid it last week. They tried to tell me that I must have just missed knowledge of the extra payment in the five times it had been explained to me. Thankfully I was in a position to pull the whole deal - do NOT wait until these scammers have you at their mercy. Scam likely. Edit. I had already paid the interest for that month, and was only two days into the second month - interest for the second month wasn't due until May 1. They are trying to say that after the first month interest payment you get charged a second time for that first month. If I'd paid it off at the end of the first month, I would have owed the principal plus the month's interest, $1000. But since I was going into a second month, suddenly interest on the first month is owed again. The loan agreement was $200/mo. I'm two days into the 2nd month and suddenly owed $400, not $200. And at the end of this second month, I would have owed ANOTHER $200. Tell everyone why I've had a one month loan at $200/mo and have had to pay $400 instead. People aren't stupid. This is the kind of scammy thing businesses are doing lately. Panhandle Gun and Pawn has jumped on to the scam bandwagon.

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  Response from the owner

  The terms of the loan were explained verbally and notated on the loan agreement you signed. Your loan went into a second month which means a second interest payment would be due. I apologize that there was a misunderstanding, however the terms did not change since we first discussed them.

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