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- USE Credit Union Ln, Russell, La Jolla
- Phone:
- +1 866-873-4968
- Website:
- http://www.usecu.org/
- Address:
- 9375 Russell Ln Suite 120, La Jolla, CA 92093, United States
- Hours:
- Tuesday9AM–5PMCLOSE
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USE Credit Union Reviews
3.2 stars based on 8 reviews
Featured Comments:
S
Sam Bahramzi
5.0
Always a great experience coming into this location, everyones extremely helpful and positive Highly Recommend!
L
Lexi P.
1.0
Would definitely not recommend this financial institution to anyone. Their practices are highly questionable and so out of line with other community banks. They are far behind present day standards re fees for service. I switched to Chase and found the kind of valuable customer service, products and services I wanted. Chase proved hands down so much better than USECU!
Response from the owner
Hi Lexi, thank you for sharing your feedback. We want to do our best to learn and improve if a member wasn’t satisfied with their experience, and we’d love the opportunity to speak with you directly. If you provide your contact number, someone from our team will reach out to you.
K
Kathryn Kelner
1.0
This is literally the worst bank, and location of any bank I have used. You always wait in line for long periods. With Covid, it is even worse. They have it set up so you are forced to wait in a line outside. I waited for over 45 minutes when it was freezing out! I had surgery six weeks ago, and there is no option to sit. Your standing on an unbalanced incline on top of it. Ironically, I have lower APR on my credit cards with Wells Fargo and B of A. Look else where if you are considering this bank! Not a lot of locations either, but avoid the one on UCSD’s campus, unless you want to wait forever.
Response from the owner
Hi Kathryn, thank you for reaching out to us. We’re sorry to hear you’ve had an unpleasant experience. We know the new restrictions and procedures due to COVID-19 can be frustrating. We’ve set aside one hour at the start of each business day for pre-scheduled appointments which, if that time works for you, could help you avoid the wait. We’d like the opportunity to speak with you about your experience, please give us your contact number privately and we’d be happy to give you a call.
More reviews (5)
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Estimated Payment
$ null
- Total Principal Paid:$ 1,000.00
- Finance charge:$ 255.62
- APR: 311.00 %
Payment Breakdown
Map & Direction
Directions- Tuesday :9AM–5PM
- Wednesday :10AM–5PM
- Thursday :9AM–5PM
- Friday :9AM–5PM
- Saturday :Closed
- Sunday :Closed
- Monday :9AM–5PM
- Payday Loans
- Personal Loans
Nearby Loan Stores in La Jolla
FAQs
1. How to Contact USE Credit Union?
You may reach them at this phone number +1 866-873-4968. Filling out their online form on their website can be helpful.3. How Can I Apply for a Loan at USE Credit Union?
You can fill out their online application form on their website. If you need a same day loan, you may get additional information on WeLoans.5. What Happens If I Cannot Repay My Loan?
You should negotiate with your lender if you think you might have difficulties making your payments on your loans. Your lender may either agree to a different due date or let you defer payments for a period of time.
2. Where Can You Find USE Credit Union? How Can I Find It?
USE Credit Union is at 9375 Russell Ln Suite 120, La Jolla, CA 92093, United States. Just use the map to locate the fastest way to get there. You can find more nearby loan stores in California here.4. Is USE Credit Union an Agency or a Lender?
USE Credit Union is a Credit union. However, WeLoans, as an online lending broker, can assist you in connecting with more than 100+ lenders to get loans with no credit check.6. Is USE Credit Union Provide Loans for Bad Credit?
Yes. Nevertheless, if you want to obtain loans with bad credit, WeLoans is a good option.